122 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 122 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Townhouse
Details	1,347 sqft · built 2019
Lot Size	0.05 acres (2,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,238 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28001-110`

Property Details

APN / Parcel Number

Primary APN	`986-28001-110`
Alternative APN	`598450`

Interior

Stories	2 Stories
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.05 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Account Number	598450
Street Address	122 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HILLTOP TOWNHOMES, BLOCK 1, LOT 11, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	1
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	122 NIAGARA DR, LAREDO, TX 78045-7433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2019	Vendor's Lien, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2019
Deed Sale	Apr 1, 2019
Deed Document Number	1356368
Deed Book / Page	4573 / 351
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	122 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4992/239
Date	Apr 6, 2021
Book Page	4992/239
Instrument	1423944

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 1, 2019
Property Address	122 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004573/351
Book / Page	4573 / 351
Map Reference	VOL 36 PG 59&60
Instrument Date	Mar 28, 2019
Instrument	1356368
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 NIAGARA DRIVE, LAREDO, TX 78045-7433

Mortgage

Document Number	0001356369
Date	Apr 1, 2019
Instrument	1356369

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,578 (+13.22%) Land $27,280 Building $178,298	$205,578 (+13.22%) Land $27,280 Building $178,298
2024	$1,238.00 (+11.93%)
2023		$181,571 Land $17,490 Building $164,081	$181,571 Land $17,490 Building $164,081
2022	$1,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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