127 Niagara Dr, Laredo, TX 78045 Property Records

Webb County property record for 127 Niagara Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 2019
Lot Size	0.051 acres (2,200 sqft)
Owner	Company Name on Record
Last Sale	$180,600 (Jul 2019)
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986-28002-060`

Property Details

APN / Parcel Number

Primary APN	`986-28002-060`
Alternative APN	`598469`

Interior

Stories	2 Stories
Building Area	1,455 sqft Living Area
Gross Area	1,695 sqft
1st Floor Area	615 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	127 NIAGARA DR
City	LAREDO
State	TX
Zip	78045-7433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP TOWNHOMES, BLOCK 2, LOT 6, UNIT 1
Legal Subdivision	HILLTOP TOWNHOMES
Legal Block	2
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2019	Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20191367518
Deed Book / Page	4638 / 30
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	004638/030
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	127 NIAGARA DR, LAREDO, TX 78045-7433
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4812/112
Date	Jul 1, 2020
Book Page	4812/112
Instrument	1396492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 1, 2049

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 30, 2019
Property Address	127 NIAGARA DR, LAREDO, TX 78045-7433
Document Number	004638/030
Book / Page	4638 / 030
Map Reference	VOL 36 PG 59&60
Instrument Date	Jul 26, 2019
Instrument	1367518
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NIAGARA DR, LAREDO, TX 78045-7433

Mortgage

Document Number	0001367519
Date	Jul 30, 2019
Instrument	1367519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,098 (-0.55%) Land $27,280 Building $187,818	$215,098 (-0.55%) Land $27,280 Building $187,818
2025	$1,033.00 (-18.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,291 (+12.99%) Land $27,280 Building $189,011	$216,291 (+12.99%) Land $27,280 Building $189,011
2024	$1,261.00 (+16.44%)
2023		$191,430 Land $17,490 Building $173,940	$191,430 Land $17,490 Building $173,940
2022	$1,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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