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125 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 125 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,044 sqft · built 2018
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Jul 2022)
Tax Bill$6,282 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN185889-1110

Property Details

APN / Parcel Number

Primary APN185889-1110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,044 sqft Living Area
Gross Area2,715 sqft
1st Floor Area2,044 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area455 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address125 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 11 OR5595/815
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number11
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2020Deed of Trust, Mortgage · FHA Mortgage
INTERCONTINENTAL CAP
Mar 21, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 15, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Document Number202268004
Deed Book / Page5595 / 815
Prior Transfer DateJul 11, 2022
Prior Transfer Doc0000068002
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6382 W LEGACY LN, ELLETTSVILLE, IN 47429-9208

Mortgage

Document Number0055950817
DateJul 12, 2022
Book Page5595/817
Instrument2022068005
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949
Document Number0049740234
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address125 LOST LAKE DR ST AUGUSTINE FL 320862949, ST AUGUSTINE, FL 32086-2949

Mortgage

Document Number0049740234
DateJun 26, 2020
Book Page004974/000234
Instrument50489
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 21, 2019
Property Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949
Document Number0046971321
Book / Page004697 / 001321
Instrument DateMar 21, 2019
Instrument19387
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address125 LOST LAKE DR ST AUGUSTINE FL 320862949, ST AUGUSTINE, FL 32086-2949

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 15, 2018
Property Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949
Document Number0046410829
Book / Page4641 / 0829
Map ReferenceMB84 PG1-13
Instrument DateNov 13, 2018
Instrument2018082476
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949

Mortgage

Document Number2018082477
DateNov 15, 2018
Instrument2018082477
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,172 (-1.09%) Land $100,800 Building $374,372$475,172 (-1.09%) Land $100,800 Building $374,372
2025$6,282.00 (+8.91%) Homeowner's exemption$480,402 (+0.26%)$480,402 (+0.26%) Land $100,800 Building $379,602
2024$5,768.00 (+9.7%) Homeowner's exemption$479,158 (+10.51%)$479,158 (+10.51%) Land $100,800 Building $378,358
2023$5,258.00 (+69.78%) Homeowner's exemption$433,607 (+64.64%)$433,607 (+9.28%) Land $100,800 Building $332,807
2022$3,097.00 Homeowner's exemption Widower's exemption$263,373$396,788 Land $100,800 Building $295,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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