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89 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 89 Lost Lake Dr, Saint Augustine, FL 32086 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,376 sqft · built 2017
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$353,000 (Feb 2020)
Tax Bill$5,095 (2025)
Deeds & MortgagesOct 2025 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN185889-1080

Property Details

APN / Parcel Number

Primary APN185889-1080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,376 sqft Living Area
Gross Area2,927 sqft
1st Floor Area2,376 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address89 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 8 OR4879/661 & 6086/1016(L/E) & 6237/1681 (L/E)
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number8
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County records · APN 185889-1080

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Feb 07, 2020Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 07, 2020 · Amount on Record
Deed SaleFeb 07, 2020 · Amount on Record
Prior SaleOct 29, 2018 · Amount on Record
Deed Document Number20209918
Deed Book / Page4879 / 661
Last Transfer DateJan 15, 2025
Transfer Doc0060861016
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateOct 13, 2025
Property Address89 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0062371681
Book / Page6237 / 1681
Map ReferenceMB 84 PG 1
Instrument DateOct 08, 2025
Instrument2025083325
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address89 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address34 VASSAR RD, GREAT MEADOWS, NJ 07838-2010

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 07, 2020
Property Address89 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0048790661
Book / Page4879 / 0661
Map ReferenceMB 84 PG 1-13
Instrument DateFeb 07, 2020
Instrument2020009918
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,471.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 151, ORRS ISLAND, ME 04066-0151

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
InvestorPossibly a Property Investor

Mortgage

Document Number48790663
DateFeb 07, 2020
Instrument4879/0663
Lender
NameOVM FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$402,864 (+2.7%)$514,088 (-1.1%) Land $100,800 Building $413,288
2025$5,095.00 (+12.25%) Homeowner's exemption$392,273 (+2.9%)$519,822 (-1.07%) Land $100,800 Building $419,022
2024$4,539.00 (+1.95%) Homeowner's exemption$381,218 (+3%)$525,430 (+0.07%) Land $100,800 Building $424,630
2023$4,452.00 (+2.79%) Homeowner's exemption$370,115 (+3%)$525,038 (+12.04%) Land $100,800 Building $424,238
2022$4,331.00 Homeowner's exemption$359,335$468,630 Land $100,800 Building $367,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 145 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
284 under condo master policies
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022, other causes, Hurricane Nicole
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 629 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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