St. Johns County property record for 113 Lost Lake Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,044 sqft · built 2017 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Dec 2022) |
| Tax Bill | $5,847 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185889-1100 |
| Primary APN | 185889-1100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 2,715 sqft |
| 1st Floor Area | 2,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 216 sqft |
| Patio Area | 1,068 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 113 LOST LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/1-13 LAKEWOOD POINTE LOT 10 OR5677/144 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD POINTE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 185889-1100
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 08, 2022 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Jan 08, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 01, 2019 | Warranty Deed, Transfer · Conventional with PMI CLEAR 2 CLOSE HM LNS CORP |
| May 15, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2022 · Amount on Record |
| Deed Sale | Dec 08, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Deed Document Number | 2022111006 |
| Deed Book / Page | 5677 / 144 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 0062430302 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 6243/302 |
| Instrument | 2025086105 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 08, 2022 |
| Property Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 0056770144 |
| Book / Page | 5677 / 144 |
| Map Reference | MB 84 PG 1-13 |
| Instrument Date | Dec 08, 2022 |
| Instrument | 2022111006 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,815.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 542 STONE ARBOR LN, ST AUGUSTINE, FL 32086-1908 |
| Name | Verified Name |
|---|---|
| Address | 53 W GRANADA DR, BRICK, NJ 08723-7657 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 08, 2020 |
| Property Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 0048621538 |
| Book / Page | 004862 / 001538 |
| Instrument Date | Jan 07, 2020 |
| Instrument | 1548 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 LOST LAKE DR ST AUGUSTINE FL 320862949, ST AUGUSTINE, FL 32086-2949 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 01, 2019 |
| Property Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 0048240030 |
| Book / Page | 004824 / 000030 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 81757 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 113 LOST LAKE DR ST AUGUSTINE FL 320862949, ST AUGUSTINE, FL 32086-2949 |
| Document Number | 48240032 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 004824/000032 |
| Instrument | 81758 |
| Name | CLEAR 2 CLOSE HM LNS CORP |
|---|---|
| Address | HALLANDALE BEACH, FL 33009 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2018 |
| Property Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 0045470384 |
| Book / Page | 4547 / 0384 |
| Map Reference | MB84 PG1-13 |
| Instrument Date | May 15, 2018 |
| Instrument | 2018033377 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 113 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2949 |
| Document Number | 2018033378 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018033378 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,624 (-1.66%) Land $100,800 Building $339,824 | $440,624 (-1.66%) Land $100,800 Building $339,824 | |
| 2025 | $5,847.00 (+7.8%) Homeowner's exemption | $448,077 (-0.81%) | $448,077 (-0.81%) Land $100,800 Building $347,277 |
| 2024 | $5,424.00 (+1.74%) Homeowner's exemption | $451,752 (+2.81%) | $451,752 (+2.81%) Land $100,800 Building $350,952 |
| 2023 | $5,331.00 (+47.14%) Homeowner's exemption | $439,390 (+44.53%) | $439,390 (+8.16%) Land $100,800 Building $338,590 |
| 2022 | $3,623.00 Homeowner's exemption | $304,020 | $406,246 Land $100,800 Building $305,446 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 429 units insured incl. 284 condo units |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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