St. Johns County property record for 170 Lost Lake Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,378 sqft · built 2018 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $595,000 (Jan 2024) |
| Tax Bill | $6,238 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185889-1350 |
| Primary APN | 185889-1350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Gross Area | 2,987 sqft |
| 1st Floor Area | 2,378 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 170 LOST LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/1-13 LAKEWOOD POINTE LOT 35 OR5881/445 & 6094/102 & 6163/1742 (C/D) |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD POINTE |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21209 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Apr 4, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Nov 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on Record |
| Deed Sale | Jan 3, 2024 · Amount on Record |
| Prior Sale | Apr 4, 2018 · Amount on Record |
| Deed Document Number | 2024688 |
| Deed Book / Page | 5881 / 445 |
| Last Transfer Date | Apr 30, 2025 |
| Transfer Doc | 0061631742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 3, 2024 |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0058810445 |
| Book / Page | 5881 / 445 |
| Map Reference | MB 84 PG 1-13 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024000688 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Title Company | ROCK SOLID LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 HICKORY STREET, MELBOURNE, FL 32901 |
| Name | Verified Name |
|---|---|
| Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0058810447 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 5881/447 |
| Instrument | 2024000689 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.9% |
| Margin | 3 |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0050600328 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 5060/328 |
| Instrument | 2020086222 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0048221733 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 170 LOST LAKE DR ST AUGUSTINE FL 320862950, ST AUGUSTINE, FL 32086-2950 |
| Document Number | 0048221733 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 004822/001733 |
| Instrument | 81325 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0047630406 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 170 LOST LAKE DR ST AUGUSTINE FL 320862950, ST AUGUSTINE, FL 32086-2950 |
| Document Number | 0047630406 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 004763/000406 |
| Instrument | 52596 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 21, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 4, 2018 |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0045260120 |
| Book / Page | 4526 / 0120 |
| Map Reference | MB84 PG1-13 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 2018022176 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 2018022177 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 2018022177 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 170 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0044650707 |
| Book / Page | 004465 / 000707 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 78880 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,333.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,062 (-0.86%) Land $100,800 Building $372,262 | $473,062 (-0.86%) Land $100,800 Building $372,262 | |
| 2025 | $6,238.00 (-0.78%) Homeowner's exemption | $477,160 (+56.44%) | $477,160 (-0.47%) Land $100,800 Building $376,360 |
| 2024 | $6,287.00 (+73.39%) | ||
| 2023 | $3,626.00 (+2.92%) Homeowner's exemption | $305,018 (+3%) | $479,402 (+9.22%) Land $100,800 Building $378,602 |
| 2022 | $3,523.00 Homeowner's exemption | $296,134 | $438,944 Land $100,800 Building $338,144 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 429 units insured incl. 284 condo units |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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