125 Gemstone Dr, Ottawa, OH 45875 Property Records

Putnam County property record for 125 Gemstone Dr, Ottawa, OH 45875

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,433 sqft · built 2004
Lot Size0.138 acres (6,044 sqft)
OwnerIndividual Name on Record
Tax Bill$2,072 (2025)
Flood ZoneZone X (minimal risk)
APN32-174900.0000

Property Details

APN / Parcel Number

Primary APN32-174900.0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,433 sqft Living Area
1st Floor Area1,433 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Roof TypeGable
Roof MaterialShingle
Lot Area6,044 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address125 GEMSTONE DR
CityOTTAWA
StateOH
Zip45875-1581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 01442 A GEMSTONE GLEN SUB-DIV
Legal SubdivisionGEMSTONE GLEN SUB-DIV
Legal Lot Number1442
JurisdictionPUTNAM OH
Township / Civil DivisionOTTAWA
Census Block Group1
Census Block1012
Census Tract30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address125 GEMSTONE DR, OTTAWA, OH 45875-1581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
MunicipalityOttawa Village
Unified School DistrictOttawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,072.00 (+0.53%) Homeowner's exemption$72,870 (+19.48%) Land $4,160 Building $68,710$208,200 (-) Land $11,890 Building $196,310
2023$2,061.00 (+7.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$60,990 (-) Land $3,230 Building $57,760$208,200 (+19.48%) Land $11,890 Building $196,310
2022$1,917.00$60,990 Land $3,230 Building $57,760
2020$174,260 Land $9,230 Building $165,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims4 (2007–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2023 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA VILLAGE
serves 4,393 people · EPA ID OH6900711
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glandorf Internet
Fiber
2,000 / 2,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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