114 Gemstone Dr, Ottawa, OH 45875 Property Records

Putnam County property record for 114 Gemstone Dr, Ottawa, OH 45875 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 2018
Lot Size	0.117 acres (5,125 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2019)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Jan 2019 Construction Loan Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-175300.0000`

Property Details

APN / Parcel Number

Primary APN	`32-175300.0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,125 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 GEMSTONE DR
City	OTTAWA
State	OH
Zip	45875-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 01446 A GEMSTONE GLEN SUB-DIV
Legal Subdivision	GEMSTONE GLEN SUB-DIV
Legal Lot Number	1446
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1012
Census Tract	30302

Owner

Source: Putnam County records · APN 32-175300.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Construction Mortgage THE FORT JENNINGS STATE BANK
Sep 13, 2019	Warranty Deed, Transfer
Oct 01, 2018	Warranty Deed, Transfer
Oct 03, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Oct 03, 2018 · Amount on Record
Deed Document Number	20193666
Deed Book / Page	712 / 2204
Prior Transfer Date	Oct 01, 2018
Prior Transfer Doc	00703/1328
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00706/1719
Date	Jan 31, 2019
Book Page	706/1719
Instrument	201900000361

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank
Address	FORT JENNINGS, OH 45844

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2020

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 13, 2019
Property Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582
Document Number	00712/2204
Book / Page	712 / 2204
Instrument Date	Sep 12, 2019
Instrument	201900003666
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Oct 01, 2018
Property Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582
Document Number	00703/1328
Book / Page	703 / 1328
Map Reference	MB64 PG126
Instrument Date	Oct 01, 2018
Instrument	201800004526
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 N ELM ST, OTTAWA, OH 45875-1713

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Oct 03, 2018
Property Address	114 GEMSTONE DR, OTTAWA, OH 45875-1582
Document Number	00703/1525
Book / Page	703 / 1525
Instrument Date	Oct 01, 2018
Instrument	201800004562
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 GLENBROOK DR, OTTAWA, OH 45875-1570
Mail Care Of	JOHN A SCHROEDER

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 Homeowner's exemption	$64,580 (+1,976.53%) Land $4,200 Building $60,380	$184,510 (+1,437.58%) Land $12,000 Building $172,510
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$3,110 (-) Land $3,110	$12,000 (+34.98%) Land $12,000
2022		$3,110 Land $3,110
2020			$8,890 Land $8,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2007–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2023, river or lake flooding
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Glandorf Telephone Co.	Fiber	2,000 / 2,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Defiance Holdings	Fixed Wireless	500 / 100
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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