Putnam County property record for 128 Gemstone Dr, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,082 sqft · built 2008 |
| Lot Size | 0.121 acres (5,309 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,400 (Nov 2008) |
| Tax Bill | $2,010 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-175400.0000 |
| Primary APN | 32-175400.0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,309 sqft (0.121 acres) |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 128 GEMSTONE DR |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 01447 A GEMSTONE GLEN SUB-DIV |
| Legal Subdivision | GEMSTONE GLEN SUB-DIV |
| Legal Lot Number | 1447 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30302 |
Source: Putnam County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 GEMSTONE DR, OTTAWA, OH 45875-1582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Feb 10, 2023 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2008 · Amount on Record |
| Deed Sale | Nov 6, 2008 · Amount on Record |
| Deed Document Number | 20085882 |
| Deed Book / Page | 596 / 1929 |
| Last Transfer Date | May 17, 2010 |
| Transfer Doc | 00615/0666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 128 GEMSTONE DR, OTTAWA, OH 45875-1582 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 128 GEMSTONE DR, OTTAWA, OH 45875-1582 |
| Document Number | 0000757/53 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 757/53 |
| Instrument | 202300001980 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, OH 45875 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Feb 10, 2023 |
| Property Address | 128 GEMSTONE DR, OTTAWA, OH 45875-1582 |
| Document Number | 000754/192 |
| Book / Page | 754 / 192 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 202300000482 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 OAKWOOD DR, COLUMBUS GROVE, OH 45830-1040 |
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (+2%) Homeowner's exemption | $60,830 (+29.1%) Land $3,970 Building $56,860 | $173,800 (-) Land $11,340 Building $162,460 |
| 2023 | $1,675.00 (+18.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $47,120 (-) Land $3,070 Building $44,050 | $173,800 (+29.09%) Land $11,340 Building $162,460 |
| 2022 | $1,412.00 | $47,120 Land $3,070 Building $44,050 | |
| 2020 | $134,630 Land $8,770 Building $125,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2007–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glandorf Internet Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures