Putnam County property record for 103 Gemstone Dr, Ottawa, OH 45875 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,098 sqft · built 2001 |
| Lot Size | 0.117 acres (5,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,100 (Dec 2010) |
| Tax Bill | $1,609 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-174700.0100 |
| Primary APN | 32-174700.0100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,098 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,125 sqft (0.117 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 GEMSTONE DR |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 01440 B GEMSTONE GLEN SUB-DIV |
| Legal Subdivision | GEMSTONE GLEN SUB-DIV |
| Legal Lot Number | 1440 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30302 |
Source: Putnam County records · APN 32-174700.0100
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2019 | Intrafamily Transfer, Transfer |
| Aug 30, 2019 | Intrafamily Transfer, Transfer |
| Aug 30, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2010 · Amount on Record |
| Deed Sale | Dec 03, 2010 · Amount on Record |
| Deed Document Number | 20106190 |
| Deed Book / Page | 621 / 661 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 00712/1063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Aug 30, 2019 |
| Property Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Document Number | 00712/1063 |
| Book / Page | 712 / 1063 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201900003434 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Aug 30, 2019 |
| Property Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Document Number | 00712/1065 |
| Book / Page | 712 / 1065 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 201900003435 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Aug 30, 2019 |
| Property Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
| Document Number | 00712/1068 |
| Book / Page | 712 / 1068 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 201900003436 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 GEMSTONE DR, OTTAWA, OH 45875-1581 |
Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa Village |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,609.00 (+0.19%) Homeowner's exemption | $58,710 (+19.65%) Land $3,820 Building $54,890 | $167,740 (-) Land $10,910 Building $156,830 |
| 2023 | $1,606.00 (+8.29%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $49,070 (-) Land $2,950 Building $46,120 | $167,740 (+19.64%) Land $10,910 Building $156,830 |
| 2022 | $1,483.00 | $49,070 Land $2,950 Building $46,120 | |
| 2020 | $140,200 Land $8,430 Building $131,770 |
Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370303021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (2007–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2023, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Glandorf Telephone Co. | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Defiance Holdings, HDER Link, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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