105 el Capitan Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 105 el Capitan Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 1990
Lot Size0.194 acres (8,440 sqft)
Owner2 Company Names on Record
Tax Bill$11,189 (2024)
Flood ZoneZone AE (high risk)
APN00394486-001700

Property Details

APN / Parcel Number

Primary APN00394486-001700
Alternative APNs
  • 20643600394486001700
  • 1483397

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area1,950 sqft
Basement Area350 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,440 sqft (0.194 acres)
View / LotCanal
Garage TypeCovered
Garage Area1,040 sqft

Exterior Amenities

PorchOpen Porch
Porch Area810 sqft
Deck Area525 sqft
Patio Area1,557 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1483397
Street Address105 EL CAPITAN DR
CityISLAMORADA
StateFL
Zip33036-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS-M
Legal DescriptionLT 17 PORT ANTIGUA-PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR434-97/99 OR813-835 OR823-1998Q/C OR824-1443 OR832-83 OR855-2097 OR962-2172 OR1025-601 OR1051-03 OR1752-10/12 OR2273-343TR
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionPORT ANTIGUA PLAT NO 1
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1020
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address11229 SW 32ND ST, MIAMI, FL 33165-2239
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2002
Deed SaleJan 10, 2002
Prior SaleApr 1, 1988 · Amount on Record
Deed Book / Page1752 / 10
Transfer Doc1752000010
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,551,379 (+5.87%) Land $1,205,637 Building $345,742$1,551,379 (+5.87%) Land $1,205,637 Building $345,742
2024$11,189.00 (+5.19%)
2023$10,637.00 (+13.46%)$1,465,302 (+24.27%) Land $1,134,209 Building $331,093$1,465,302 (+24.27%) Land $1,134,209 Building $331,093
2022$9,375.00$1,179,133 Land $867,337 Building $311,796$1,179,133 Land $867,337 Building $311,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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