Okaloosa County property record for 125 Bermuda Cir E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,294 sqft · built 1987 |
| Lot Size | 0.318 acres (13,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Mar 2026) |
| Tax Bill | $2,327 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-4102-7 |
| Primary APN | C56-000-596-4102-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 2,294 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,830 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Porch | Florida Room |
| Porch Area | 227 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 125 BERMUDA CIR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARIBBEAN VILLAGE WEST LOT 4 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | CARIBBEAN VILLAGE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1033 BUTLER DR, EDWARDS, CA 93523-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Deed Document Number | 20263805223 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 19, 2026 |
| Property Address | 125 BERMUDA CIR E, NICEVILLE, FL 32578-4178 |
| Document Number | 0003805223 |
| Map Reference | MB 10 PG 45 |
| Instrument Date | Mar 3, 2026 |
| Instrument | 3805223 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | BRADLEY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1198 W CUTLEAF CIR, SAN TAN VALLEY, AZ 85143-5820 |
| Name | Verified Name |
|---|---|
| Address | 1033 BUTLER DR, EDWARDS, CA 93523-2627 |
| Document Number | 0003805224 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 3805224 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,327.00 (+5.92%) Homeowner's exemption Widower's exemption | $234,086 (+5.99%) | $426,850 (-0.52%) Land $95,476 Building $331,374 |
| 2023 | $2,197.00 (+0.32%) Homeowner's exemption Widower's exemption | $220,863 (+3%) | $429,092 (+6.19%) Land $88,263 Building $340,829 |
| 2022 | $2,190.00 Homeowner's exemption Widower's exemption | $214,430 | $404,068 Land $84,060 Building $320,008 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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