Okaloosa County property record for 121 Bermuda Cir E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,183 sqft · built 1987 |
| Lot Size | 0.301 acres (13,089 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,123 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-4100-1 |
| Primary APN | C56-000-596-4100-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 2,715 sqft |
| 1st Floor Area | 2,183 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,089 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 BERMUDA CIR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARIBBEAN VILLAGE WEST LOT 2 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | CARIBBEAN VILLAGE |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 121 BERMUDA CIR E, NICEVILLE, FL 32578-4178 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2014 |
| Transfer Doc | 0031733176 |
| Record Updated | Oct 29, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,123.00 (+5.83%) Homeowner's exemption | $211,763 (+5.99%) | $400,786 (+0.61%) Land $95,476 Building $305,310 |
| 2023 | $2,006.00 (+4.32%) Homeowner's exemption | $199,801 (+4.22%) | $398,346 (+8.91%) Land $88,263 Building $310,083 |
| 2022 | $1,923.00 Homeowner's exemption | $191,710 | $365,747 Land $84,060 Building $281,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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