130 Bermuda Cir E, Niceville, FL 32578 Property Records

Okaloosa County property record for 130 Bermuda Cir E, Niceville, FL 32578 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1987
Square Footage2,663 sqft Living Area
Lot Size13,474 sqft (0.309 acres)
GarageAttached, 344 sqft
OccupancyOwner Occupied
Tax Bill$2,761.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-596-4130-8
Alternative APNs
  • 23-1S-22-4770-000B-0320
  • 22S1234770000B0320

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,663 sqft Living Area
Gross Area3,549 sqft Gross Area
1st Floor2,663 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area13,474 sqft (0.309 acres)
Garage TypeAttached Garage
Garage Area344 sqft Garage
Patio Area380 sqft Patio
Porch Area430 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address130 BERMUDA CIR E
CityNICEVILLE
StateFL
Zip32578-4139
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCARIBBEAN VILLAGE WEST LOT 32 BLK B
Legal Range22W
Legal Township01S
Legal Section23
Legal SubdivisionCARIBBEAN VILLAGE
Legal BlockB
Legal Lot Number32
JurisdictionOKALOOSA FL
Minor Civil DivisionNICEVILLE-VALPARAISO
Census Blockgroup3
Census Block3018
Census Tract21002

Owner

Source: Okaloosa County records · APN C56-000-596-4130-8

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
KELLER MORTGAGE LLC
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJan 23, 2024
Transfer Doc0003668097
Record RefreshedJun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateJan 29, 2024
Property Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139
Document Number0003668097
Map ReferenceMB 10 PG 45
Instrument DateJan 23, 2024
Instrument3668097
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139

Mortgage

Document Number0034804401
DateAug 05, 2020
Book Page3480/4401
Instrument3379187
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 BERMUDA CIR E, NICEVILLE, FL 32578-4139

Mortgage

Document Number0035122812
DateDec 16, 2020
Book Page3512/2812
Instrument3415405
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,761.00 (+5.79%)$270,907 (+5.99%)$407,137 (+0.57%) Land $95,476 Building $311,661
2023$2,610.00 (+0.58%) Homeowner's exemption Widower's exemption$255,604 (+3%)$404,831 (+6%) Land $88,263 Building $316,568
2022$2,595.00 Homeowner's exemption Widower's exemption$248,159$381,907 Land $84,060 Building $297,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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