124 Bermuda Cir E, Niceville, FL 32578 Property Records

Okaloosa County property record for 124 Bermuda Cir E, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,035 sqft · built 1988
Lot Size0.336 acres (14,637 sqft)
Owner2 Owner Names on Record
Last Sale$195,000 (Sep 2000)
Tax Bill$2,368 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-596-4132-4

Property Details

APN / Parcel Number

Primary APNC56-000-596-4132-4
Alternative APN
  • 23-1S-22-4770-000B-0340

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,035 sqft Heated Area
Gross Area3,437 sqft
1st Floor Area1,062 sqft
Upper Floors Area973 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area14,637 sqft (0.336 acres)
Garage TypeFinished
Garage Area600 sqft
PorchOpen Porch
Porch Area165 sqft
Patio Area541 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address124 BERMUDA CIR E
CityNICEVILLE
StateFL
Zip32578-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARIBBEAN VILLAGE WEST LOT 34 BLK B
Legal Range22
Legal Township01S
Legal Section23
Legal SubdivisionCARIBBEAN VIL WEST
Legal BlockB
Legal Lot Number34
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group3
Census Block3018
Census Tract21002

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address124 BERMUDA CIR E, NICEVILLE, FL 32578-4139
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2000 · Amount on Record
Deed SaleSep 7, 2000 · Amount on Record
Deed Document Number1792631
Deed Book / Page2263 / 3279
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,368.00 (+5.76%) Homeowner's exemption$232,541 (+5.99%)$361,442 (+0.44%) Land $95,476 Building $265,966
2023$2,239.00 (+2.75%) Homeowner's exemption$219,405 (+3%)$359,865 (+4.2%) Land $88,263 Building $271,602
2022$2,179.00 Homeowner's exemption$213,015$345,355 Land $84,060 Building $261,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 218 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 units insured
incl. 60 condo units
Nearby Flood Claims89 (1994–2020)
Claims Outside the SFHA20 of 89
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 49 claims
  • Hurricane Georges, Sep 1998 · 15 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY BLUEWATER BAY-RAINTREE
serves 17,592 people · EPA ID FL1460775
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Bermuda Cir E

Nearby Streets

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