12494 Centennial St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12494 Centennial St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,698 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2019)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1257-0220`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1257-0220`
Alternative APNs	`00685985` `685985`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area
1st Floor Area	1,261 sqft
Upper Floors Area	1,437 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 85 ft wide
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	261 sqft
Patio Area	1,036 sqft
Utility Building	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00685985
Street Address	12494 CENTENNIAL ST
City	SPRING HILL
State	FL
Zip	34609-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1257 LOT 22
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1257
Legal Lot Number	22
Legal Unit	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1014
Census Tract	41005

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12494 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 13, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	2019057531
Deed Book / Page	3750 / 0831
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12494 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039411695
Date	Jan 22, 2021
Book Page	3941/1695
Instrument	2021004307

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 13, 2019
Property Address	12494 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Document Number	0037500831
Book / Page	3750 / 0831
Map Reference	MB 9 PG 65-80
Instrument Date	Sep 6, 2019
Instrument	2019057531
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTHEAST TTL OF SUNCOAST IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 RAPID FALLS DRIVE, 23, PENSACOLA, FL 32511-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12494 CENTENNIAL ST, SPRING HILL, FL 34609-1417

Mortgage

Document Number	0003750833
Date	Sep 13, 2019
Instrument	3750/833

Lender

Name	AMERICAS MORTGAGE PROFESSIONALS LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 (+0.65%) Additional exemption filed	$298,123 (+6.04%)	$454,675 (+2.9%) Land $51,228 Building $403,447
2023		$281,139 (+3%) Land $281,139
2022	$3,668.00 Homeowner's exemption	$272,950	$441,877 Land $40,598 Building $401,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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