13004 Centennial St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13004 Centennial St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1986
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Jan 2023)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1257-0240`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1257-0240`
Alternative APNs	`00686001` `686001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,231 sqft
1st Floor Area	1,620 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)
Lot Dimensions	160 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	211 sqft
Deck Area	170 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00686001
Street Address	13004 CENTENNIAL ST
City	SPRING HILL
State	FL
Zip	34609-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1257 LOT 24
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1257
Legal Lot Number	24
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1014
Census Tract	41005

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13004 CENTENNIAL ST, SPRING HILL, FL 34609-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CHRISTOPHER PAUL FINANCIAL LLC
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20233458
Deed Book / Page	4258 / 1739
Prior Transfer Date	Nov 24, 2008
Prior Transfer Doc	0026140390
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 17, 2023
Property Address	13004 CENTENNIAL ST, SPRING HILL, FL 34609-1419
Document Number	0042581739
Book / Page	4258 / 1739
Map Reference	MB 9 PG 65-80
Instrument Date	Dec 12, 2022
Instrument	2023003458
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13080 CYRANO AVE, BROOKSVILLE, FL 34601-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13004 CENTENNIAL ST, SPRING HILL, FL 34609-1419

Mortgage

Document Number	0042581742
Date	Jan 17, 2023
Book Page	4258/1742
Instrument	2023003459

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company
Address	NEW PORT RICHEY, FL 34655

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2019
Property Address	13004 CENTENNIAL ST, SPRING HILL, FL 34609-1419
Document Number	0036750668
Book / Page	3675 / 0668
Map Reference	MB 9 PG 65-80
Instrument Date	Feb 27, 2019
Instrument	2019012495
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13004 CENTENNIAL ST, SPRING HILL, FL 34609-1419

Mortgage

Document Number	2019012496
Date	Feb 28, 2019
Instrument	2019012496

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+2.19%)	$229,514 (+4.6%) Land $49,480 Building $180,034	$229,514 (+4.6%) Land $49,480 Building $180,034
2023		$219,430 (+9.84%) Land $43,566 Building $175,864
2022	$3,332.00	$199,777 Land $25,409 Building $174,368	$219,430 Land $39,183 Building $180,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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