1. Home
  2. Florida
  3. Spring Hill
  4. Centennial St

12470 Centennial St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12470 Centennial St, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1985
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$14,000 (Aug 2018)
Tax Bill$943 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5200-1257-0190

Property Details

APN / Parcel Number

Primary APNR32-323-17-5200-1257-0190
Alternative APNs
  • 00685958
  • 685958

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,441 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,492 sqft (0.7 acres)
Lot Dimensions186 ft deep x 78 ft wide
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area435 sqft
PorchPorch
Porch Area1,229 sqft
Deck Area36 sqft
Patio Area590 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00685958
Street Address12470 CENTENNIAL ST
CitySPRING HILL
StateFL
Zip34609-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 20 BLK 1257 LOTS 18 & 19
Legal Range18E
Legal Township23S
Legal Section04
Legal SubdivisionSPRING HILL UNIT 20
Legal Block1257
Legal Lot Number18-19 19
Legal Unit20
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1014
Census Tract41005

Owner

Source: Hernando County records · APN R32-323-17-5200-1257-0190

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Line of Credit
CAPITAL CITY BANK
Apr 08, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Jul 23, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL CTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleOct 11, 2011 · Amount on Record
Deed Document Number2018047879
Deed Book / Page2854 / 0703
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417

Mortgage

Document Number0042081227
DateAug 15, 2022
Book Page4208/1227
Instrument2022061944
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Transaction TypeMortgage
Record UpdatedSep 02, 2022
Title CompanyNATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417

Mortgage

Document Number0041531056
DateApr 08, 2022
Book Page4153/1056
Instrument2022027039
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
AddressLAWRENCEVILLE, GA 30043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address12470 CENTENNIAL ST, SPRING HILL, FL 34609-1417
Document Number0036111793
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 CENTENNIAL ST SPRING HILL FL 346091417, SPRING HILL, FL 34609-1417

Mortgage

Document Number0036111793
DateAug 09, 2018
Book Page003611/001793
Instrument48267
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$943.00 (+3.63%) Additional exemption filed$105,491 (+5.99%)$303,036 (+8.32%) Land $114,371 Building $188,665
2023$99,532 (+3%) Land $99,532
2022$910.00 Homeowner's exemption$96,633$279,769 Land $90,785 Building $188,984

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Centennial St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures