Hernando County property record for 12486 Centennial St, Spring Hill, FL 34609 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,671 sqft Living Area |
| Lot Size | 13,967 sqft (0.321 acres) |
| Garage | Attached, 440 sqft |
| Last Sale | $192,000 (2026) |
| Tax Bill | $4,295.00 (2025) |
| Primary APN | R32-323-17-5200-1257-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 2,389 sqft Gross Area |
| 1st Floor | 1,671 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,967 sqft (0.321 acres) |
| Depth X Width | 174 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 108 sqft Patio |
| Porch Area | 278 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00685976 |
|---|---|
| Street Address | 12486 CENTENNIAL ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-1417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 20 BLK 1257 LOT 21 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 20 |
| Legal Block | 1257 |
| Legal Lot Number | 21 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 41005 |
Source: Hernando County records · APN R32-323-17-5200-1257-0210
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9020 RANCHO DEL RIO DR, NEW PORT RICHEY, FL 34655-5274 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 10, 2026 | Special Warranty Deed, Transfer · Building or Construction Mortgage LOAN FUNDER LLC |
| Nov 05, 2025 | Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Aug 27, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Aug 27, 2019 · Amount on Record |
| Deed Doc Number | 202639593 |
| Deed Book / Page | 4721 / 804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 12486 CENTENNIAL ST, SPRING HILL, FL 34609-1417 |
| Document Number | 0000039593 |
| Book / Page | 4721 / 804 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202639593 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135,744.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9020 RANCHO DEL RIO DR, NEW PORT RICHEY, FL 34655-5274 |
| Document Number | 0000039594, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 202639594 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 05, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 05, 2025 |
| Property Address | 12486 CENTENNIAL ST, SPRING HILL, FL 34609-1417 |
| Document Number | 0046290532 |
| Book / Page | 4629 / 532 |
| Map Reference | MB 9 PG 65 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2025076228 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 04, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 12486 CENTENNIAL ST, SPRING HILL, FL 34609-1417 |
| Document Number | 0037440188 |
| Book / Page | 3744 / 0188 |
| Map Reference | MB 9 PG 65 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 2019053740 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | 1ST AFFILIATED TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4643 CRESCENT RD, 4643, SPRING HILL, FL 34606-1627 |
| Name | Verified Name |
|---|---|
| Address | 12486 CENTENNIAL ST, SPRING HILL, FL 34609-1417 |
| Document Number | 0003744190 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 3744/190 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,295.00 (+27.6%) | $238,249 (+21.84%) | $270,620 (+4.86%) Land $51,119 Building $219,501 |
| 2023 | $195,545 (-17.23%) Land $195,545 | ||
| 2022 | $3,366.00 | $236,241 Land $26,258 Building $209,983 | $258,086 Land $40,504 Building $217,582 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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