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12595 Ithaca Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12595 Ithaca Rd, Saint Charles, MI 48655 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1995
Square Footage1,735 sqft Living Area
Lot Size476,111 sqft (10.9 acres)
OccupancyOwner Occupied
Last Sale$18,000 (1995)
Tax Bill$958.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-10-3-07-2001-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft 1st Floor
Stories1 Story
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area476,111 sqft (10.9 acres)
Parking Spaces2 Parking Spaces
Garage Area625 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area176 sqft Patio
PorchCovered Porch
Porch Area114 sqft Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer

Location & Zoning

Street Address12595 ITHACA RD
CitySAINT CHARLES
StateMI
Zip48655-8514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT N 1/4 CORN OF SEC 7 TH S 76 DEG 00'25 W 483.20 FT ALG N LINE OF SD SEC TO POB TH S 08 DEG 40'19" E 1224.59 FT TO N 1/8 LINE OF SD SEC TH S 74 DEG 08'49" W 484.97 FT ALG SD 1/8 LINE TH N 00 DEG 51'17" W 1268.25 FT PARA WITH W 1/8 LINE TO N LINE
Legal Range03E
Legal Township10N
Legal Section07
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1024
Census Tract12600

Owner

Source: Saginaw County records · APN 24-10-3-07-2001-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12595 ITHACA RD, SAINT CHARLES, MI 48655-8514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 1995 · Amount on Record
Deed SaleMar 13, 1995 · Amount on Record
Deed Book / Page1930 / 1193
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address12595 ITHACA RD, SAINT CHARLES, MI 48655-8514
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020439
DateJul 07, 2017
Instrument2017020439
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
AmountAmount Recorded
Term222 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$139,300 (+32.67%)$278,600 (+32.67%)
2025$958.00 (-64.23%) Homeowner's exemption
2023$105,000$210,000
2022$2,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ithaca Rd

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