12488 Park Ave, Windermere, FL 34786 Property Records

Orange County property record for 12488 Park Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 9,001 sqft · built 1996
Lot Size	1.4 acres (61,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$56,671 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-23-27-0000-00-029`

Property Details

APN / Parcel Number

Primary APN	`12-23-27-0000-00-029`
Alternative APNs	`272312000000029` `138431` `139287` `140803`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	9,001 sqft Living Area
Gross Area	14,013 sqft
1st Floor Area	4,857 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	61,276 sqft (1.4 acres)
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	2,753 sqft
Patio Area	2 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12488 PARK AVE
City	WINDERMERE
State	FL
Zip	34786-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE-C
Legal Description	COMM 404.43 FT EAST AND 543.28 FT SOUTH OF THE CENTER OF SEC 12-23-27, AKA A PT BEING N69-02-00E 12.59 FT OF THE S COR O F TR E PARK AVENUE WEST 69/59, TH RUN S69-02W 507.7 FT TO PO
Legal Range	27E
Legal Township	23S
Legal Section	12
Legal Subdivision	CHAIN DU LAC
Legal Tract	1,E
Legal Lot Number	30
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1012
Census Tract	17115

Owner

12488 Park Ave is owned and occupied by two individuals who acquired it in January 2017.

Source: Orange County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12488 PARK AVE, WINDERMERE, FL 34786-7712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014
Deed Sale	Aug 1, 2014
Prior Sale	Jun 30, 2011 · Amount on File
Deed Document Number	2014388472
Deed Book / Page	10784 / 1260
Last Transfer Date	Jan 13, 2017
Transfer Doc	0000027643
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12488 PARK AVE, WINDERMERE, FL 34786-7712
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12488 PARK AVE, WINDERMERE, FL 34786-7712

Mortgage

Document Number	0000575948
Date	Sep 20, 2022
Instrument	20220575948

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank
Address	MIAMI, FL 33131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 13, 2017
Property Address	12488 PARK AVE, WINDERMERE, FL 34786-7712
Document Number	0000027643
Instrument Date	Jan 13, 2017
Instrument	20170027643
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12488 PARK AVE, 12488, WINDERMERE, FL 34786-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12488 PARK AVE, WINDERMERE, FL 34786-7712

Tax Assessment & Valuation

The 2025 property tax bill for 12488 Park Ave was $56,671, down 2.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,618,360 (-1.14%) Land $1,125,000 Building $2,493,360	$3,618,360 (-1.14%) Land $1,125,000 Building $2,493,360
2025	$56,671.00 (-2.95%)	$3,660,050 Land $1,125,000 Building $2,535,050	$3,660,050 Land $1,125,000 Building $2,535,050
2024	$58,391.00 (+10.35%)
2023	$52,914.00 (+10.27%)	$3,362,968 (+11.35%) Land $1,125,000 Building $2,237,968	$3,362,968 (+11.35%) Land $1,125,000 Building $2,237,968
2022	$47,986.00	$3,020,184 Land $1,125,000 Building $1,895,184	$3,020,184 Land $1,125,000 Building $1,895,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12488 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12488 Park Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Park Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures