12481 Citation Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 12481 Citation Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,253 sqft · built 1988
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-25-18-0010-00000-1531`

Property Details

APN / Parcel Number

Primary APN	`02-25-18-0010-00000-1531`
Alternative APNs	`1825020010000001531` `0902007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,253 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	2,253 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Attached
Garage Area	621 sqft
Driveway	Asphalt Driveway
Driveway Area	1,964 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	317 sqft
Stable	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12481 CITATION RD
City	SPRING HILL
State	FL
Zip	34610-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER2
Legal Description	PASCO TRAILS UNIT 1 PB 14 PG 40 POR OF LOTS 152 & 153 DESC AS COM NE COR LOT 153 FOR POB TH 71.33 FT ALG ARC OF CV L RAD 224.00 FT CHD S89DEG4033 E 71.03 FT TH N81DEG1206E 43.02 FT TH S22DEG4327W 573.31 FT TH N48DEG0105W 309.72 FT TH N36DEG4909E 431.
Legal Range	18E
Legal Township	25S
Legal Section	02
Legal Subdivision	PASCO TRAILS
Legal Tract	10
Legal Lot Number	1531
Legal Unit	1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1068
Census Tract	31901

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12481 CITATION RD, SPRING HILL, FL 34610-4823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	2021201928
Deed Book / Page	10443 / 3765
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0104433765
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Sep 23, 2021
Property Address	12481 CITATION RD, SPRING HILL, FL 34610-4823
Document Number	0104433765
Book / Page	10443 / 3765
Map Reference	MB 14 PG 40-43
Instrument Date	Aug 17, 2021
Instrument	2021201928
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9621 JAYBIRD LN, 9621, LAND O LAKES, FL 34638-6108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12481 CITATION RD, SPRING HILL, FL 34610-4823

Mortgage

Document Number	0104433749
Date	Sep 23, 2021
Instrument	10443/3749

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,270 (+2.9%)	$448,185 (-0.79%) Land $189,011 Building $259,174
2025	$4,032.00 (+2.49%) Homeowner's exemption	$268,490 (+5.98%) Land $189,011 Building $79,479	$451,736 (+5.27%) Land $189,011 Building $262,725
2024	$3,934.00 (+3.91%)
2023	$3,786.00 (+11.35%) Additional exemption filed	$253,330 (+3%) Land $171,829 Building $81,501	$429,139 (+12.29%) Land $171,829 Building $257,310
2022	$3,400.00 Homeowner's exemption	$245,960 Land $171,829 Building $74,131	$382,165 Land $171,829 Building $210,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000