12442 Citation Rd, Spring Hill, FL 34610 Property Records

Pasco County property record for 12442 Citation Rd, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,603 sqft · built 2000
Lot Size	7.36 acres (321,037 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2019)
Tax Bill	$8,744 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone A (high risk)
APN	`02-25-18-0010-00000-0920`

Property Details

APN / Parcel Number

Primary APN	`02-25-18-0010-00000-0920`
Alternative APNs	`1825020010000000920` `0901403`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,603 sqft Living Area
Gross Area	4,914 sqft
1st Floor Area	3,603 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	321,037 sqft (7.36 acres)
Garage Area	856 sqft
Driveway	Driveway
Driveway Area	1,250 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Porch
Porch Area	455 sqft
Patio Area	710 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0901403
Old Parcel Number	1825020010000000920
Street Address	12442 CITATION RD
City	SPRING HILL
State	FL
Zip	34610-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0AR5
Legal Description	PASCO TRAILS UNIT 1 PB 14 PG 40 POR OF LOT 92 DESC AS FOLL: COM AT NE COR OF LOT 92 FOR POB TH 160.94 FT ALG ARC OF 414.75 FT
Legal Range	18E
Legal Township	25S
Legal Section	02
Legal Subdivision	PASCO TRAILS
Legal Tract	10
Legal Lot Number	92
Legal Unit	1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1065
Census Tract	31901

Owner

12442 Citation Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Pasco County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · VA Mortgage NEXA MORTGAGE LLC
Mar 2, 2024	Deed of Trust, Mortgage · Line of Credit NEXA MORTGAGE LLC
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 24, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Deed Document Number	2019106582
Deed Book / Page	9927 / 3856
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Investor	Possibly a Property Investor

Mortgage

Document Number	0113540971
Date	Jan 27, 2026
Book Page	11354/971
Instrument	2026015423

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12442 CITATION RD, SPRING HILL, FL 34610-4822

Mortgage

Document Number	0109672410
Date	Mar 2, 2024
Book Page	10967/2410
Instrument	2024034778

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	3100 W RAY RD, CHANDLER, AZ 85226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 21, 2039

Interest

Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12442 CITATION RD, SPRING HILL, FL 34610-4822

Mortgage

Document Number	0105882938
Date	Apr 7, 2022
Book Page	10588/2938
Instrument	2022079706

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 24, 2019
Property Address	12442 CITATION RD, SPRING HILL, FL 34610-4822
Document Number	0099273856
Book / Page	009927 / 003856
Instrument Date	Jun 12, 2019
Instrument	106582
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12442 CITATION RD SPRING HILL FL 346104822, SPRING HILL, FL 34610-4822

Mortgage

Document Number	99273859
Date	Jun 24, 2019
Book Page	009927/003859
Instrument	106583

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12442 Citation Rd was $8,744 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,744.00 Homeowner's exemption	$548,710 Land $223,962 Building $324,748	$666,936 Land $223,962 Building $442,974
2023	$8,200.00 (+11.05%) Additional exemption filed	$514,940 (+3%) Land $203,604 Building $311,336	$637,248 (+13.02%) Land $203,604 Building $433,644
2022	$7,384.00 Homeowner's exemption	$499,950 Land $203,604 Building $296,346	$563,824 Land $203,604 Building $360,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12442 Citation Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12442 Citation Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Citation Rd

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