Shiawassee County property record for 12471 Vernon Rd, Bancroft, MI 48414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1972 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Nov 2025) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-20-100-002 |
| Primary APN | 016-20-100-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12471 VERNON RD |
|---|---|
| City | BANCROFT |
| State | MI |
| Zip | 48414-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 20 T5N R4E PT OF W 12 OF NW 14 COM AT PT ON W SEC LN N 334 FT FROM W 14 POST OF SEC N ALG W LN 331 FT S8921'E 1325.70 FT |
| Legal Range | 04E |
| Legal Township | 05N |
| Legal Section | 20 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | BURNS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31301 |
12471 Vernon Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 27, 2017 | Warranty Deed, Transfer GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Apr 27, 2017 · Amount on File |
| Deed Document Number | 20253397664 |
| Deed Book / Page | 1333 / 170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Investor | Possibly a Property Investor |
| Document Number | 0012960687 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 1296/687 |
| Instrument | 3360612 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Nov 24, 2025 |
| Property Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Document Number | 0013330170 |
| Book / Page | 1333 / 170 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 3397664 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | UNKNOWN, LIB |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,842.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Name | Verified Name |
|---|---|
| Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Document Number | 0003397665 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 3397665 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 27, 2017 |
| Property Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Document Number | 0012330937 |
| Book / Page | 1233 / 0937 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 3297245 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12471 VERNON RD, 12471, BANCROFT, MI 48414-9765 |
| Name | Verified Name |
|---|---|
| Address | 12471 VERNON RD, BANCROFT, MI 48414-9765 |
| Investor | Possibly a Property Investor |
| Document Number | 0012330938 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 1233/0938 |
| Instrument | 3297246 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 12471 Vernon Rd was $2,665 with a homeowner's exemption, up 4.4% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Burns Township |
| Unified School District | Byron Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,700 (+7.25%) | $263,400 (+7.25%) | |
| 2025 | $2,665.00 (+4.39%) Homeowner's exemption | $122,800 | $245,600 |
| 2024 | $2,553.00 (+15.16%) | ||
| 2023 | $2,217.00 Homeowner's exemption | $108,500 | $217,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12471 Vernon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12471 Vernon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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