St. Clair County property record for 1257 Ruppel Ln, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,178 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,000 (Jun 2020) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Mar 2019 Sale & Mortgage |
| APN | 04-19-0-215-006 |
| Primary APN | 04-19-0-215-006 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,178 sqft Living Area |
| Upper Floors Area | 76 sqft |
| Basement Area | 1,778 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 578 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Mixed |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 144 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 1257 RUPPEL LN |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MANORS AT FAIRWOOD HILLS 5TH ADD LOT/SEC-101 A02655197 |
| Legal Subdivision | THE MANORS AT FAIRWOOD HILLS 5TH ADD |
| Legal Block | 215 |
| Legal Lot Number | 101 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1257 RUPPEL LN, O FALLON, IL 62269-7163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Grant Deed, Transfer · FHA Mortgage NAVY FCU |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional with PMI NBH BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 20202655197 |
| Prior Transfer Date | Nov 6, 2002 |
| Prior Transfer Doc | 00A1715163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 22, 2020 |
| Property Address | 1257 RUPPEL LN, O FALLON, IL 62269-7163 |
| Document Number | 00A2655197 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2655197 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 726 TITAN DR O FALLON IL 622691987, O FALLON, IL 62269-1987 |
| Document Number | A2655198 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2655198 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 8, 2019 |
| Property Address | 1257 RUPPEL LN, O FALLON, IL 62269-7163 |
| Document Number | 00A2606049 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2606049 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1257 RUPPEL LN O FALLON IL 622697163, O FALLON, IL 62269-7163 |
| Document Number | A2606050 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2606050 |
| Name | NBH BK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 20918 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $120,957 (+9.62%) Land $20,491 Building $100,466 | $362,871 (+9.62%) Land $61,473 Building $301,398 |
| 2024 | $110,342 (+22.55%) Land $18,693 Building $91,649 | $331,026 (+22.55%) Land $56,079 Building $274,947 |
| 2022 | $90,037 Land $15,253 Building $74,784 | $270,111 Land $45,759 Building $224,352 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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