St. Louis County property record for 12465 Cape Cod Dr, Saint Louis, MO 63146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,407 sqft · built 1963 |
| Lot Size | 0.239 acres (10,398 sqft) |
| Owner | Company Name on File |
| Last Sale | $431,452 (Jun 2026) |
| Tax Bill | $3,232 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16O-14-0271 |
| Primary APN | 16O-14-0271 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 1,863 sqft |
| 1st Floor Area | 1,407 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,398 sqft (0.239 acres) |
| Lot Dimensions | 77 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 147 sqft |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12465 CAPE COD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63146-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ROSS ESTATES LOT 6 |
| Legal Subdivision | ROSS ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 215102 |
Source: St. Louis County assessment roll, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 499 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2013 · Amount on Record |
| Deed Document Number | 2026393 |
| Prior Transfer Date | Sep 3, 2005 |
| Prior Transfer Doc | 0168012798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 26, 2026 |
| Property Address | 12465 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Document Number | 0000000393 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026393 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 499 MELANIE MEADOWS LN, BALLWIN, MO 63021-6337 |
| Document Number | 0000000394, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 2026626394 |
| Name | HERITAGE COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 25, 2029 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12465 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TRUE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 12465 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Document Number | 0245801326 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 24580/1326 |
| Instrument | 2021011200195 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,232.00 (+5.52%) | $52,040 (+11.39%) Land $17,730 Building $34,310 | $273,900 (+11.39%) Land $93,300 Building $180,600 |
| 2024 | $3,063.00 (+1.29%) | ||
| 2023 | $3,024.00 (+3.46%) | $46,720 (+12.39%) Land $13,300 Building $33,420 | $245,900 (+12.39%) Land $70,000 Building $175,900 |
| 2022 | $2,923.00 | $41,570 Land $13,300 Building $28,270 | |
| 2021 | $218,800 Land $70,000 Building $148,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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