12455 Cape Cod Dr, Saint Louis, MO 63146 Property Records

St. Louis County property record for 12455 Cape Cod Dr, Saint Louis, MO 63146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,420 sqft · built 1963
Lot Size	0.247 acres (10,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2020)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16O-14-0183`

Property Details

APN / Parcel Number

Primary APN	`16O-14-0183`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,420 sqft Living Area
Gross Area	2,945 sqft
1st Floor Area	1,210 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,738 sqft (0.247 acres)
Lot Dimensions	78 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	165 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12455 CAPE COD DR
City	SAINT LOUIS
State	MO
Zip	63146-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ROSS ESTATES LOT 59
Legal Subdivision	ROSS ESTATES
Legal Lot Number	59
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	1
Census Block	1034
Census Tract	215102

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12455 CAPE COD DR, SAINT LOUIS, MO 63146-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Beneficiary Deed, Transfer
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	202030
Deed Book / Page	24462 / 4514
Last Transfer Date	May 27, 2021
Transfer Doc	0249240393
Record Updated	Oct 29, 2026

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 14, 2021
Property Address	12455 CAPE COD DR, SAINT LOUIS, MO 63146-4623
Document Number	0249240393
Book / Page	24924 / 393
Map Reference	MB 105 PG 44
Instrument Date	May 27, 2021
Instrument	2021061400063
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12455 CAPE COD DR, SAINT LOUIS, MO 63146-4623

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 24, 2020
Property Address	12455 CAPE COD DR, SAINT LOUIS, MO 63146-4623
Document Number	0244624514
Book / Page	24462 / 4514
Map Reference	MB 105 PG 44
Instrument Date	Nov 9, 2020
Instrument	2020112400030
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2202 WHITE CEDAR CT, 2202, CHESTERFIELD, MO 63017-7225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12455 CAPE COD DR, SAINT LOUIS, MO 63146-4623

Mortgage

Document Number	2020112400031
Date	Nov 24, 2020
Instrument	2020112400031

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,020 (-) Land $17,990 Building $51,030	$363,300 (-) Land $94,700 Building $268,600
2025	$4,277.00 (-3.74%)	$69,020 (+1.56%) Land $17,990 Building $51,030	$363,300 (+1.57%) Land $94,700 Building $268,600
2024	$4,443.00 (+1.3%)
2023	$4,386.00 (+6.1%)	$67,960 (+15.6%) Land $13,490 Building $54,470	$357,700 (+15.61%) Land $71,000 Building $286,700
2022	$4,134.00	$58,790 Land $13,490 Building $45,300
2021			$309,400 Land $71,000 Building $238,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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