St. Louis County property record for 12457 Cape Cod Dr, Saint Louis, MO 63146
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,719 sqft · built 1963 |
| Lot Size | 0.213 acres (9,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Jul 2017) |
| Tax Bill | $3,543 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16O-14-0352 |
| Primary APN | 16O-14-0352 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 1,719 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,265 sqft (0.213 acres) |
| Lot Dimensions | 135 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Patio Area | 240 sqft |
| Poultry House | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12457 CAPE COD DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63146-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ROSS ESTATES LOT 7 |
| Legal Subdivision | ROSS ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CREVE COEUR |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 215102 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12457 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL LLC |
| Jul 7, 2017 | Affidavit of Death, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Jul 7, 2017 | Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Jul 7, 2017 · Amount on Record |
| Deed Document Number | 2017750 |
| Deed Book / Page | 22598 / 3721 |
| Prior Transfer Date | Sep 30, 1999 |
| Prior Transfer Doc | 0000000376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12457 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12457 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Document Number | 0249622624 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 24962/2624 |
| Instrument | 2021070200423 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 7, 2017 |
| Property Address | 12457 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Document Number | 0225983706 |
| Book / Page | 022598 / 003706 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 747 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 7, 2017 |
| Property Address | 12457 CAPE COD DR, SAINT LOUIS, MO 63146-4623 |
| Document Number | 0225983721 |
| Book / Page | 022598 / 003721 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 750 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12457 CAPE COD DR ST LOUIS MO 631464623, ST LOUIS, MO 63146-4623 |
| Document Number | 225983729 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 022598/003729 |
| Instrument | 751 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,090 (-) Land $16,830 Building $40,260 | $300,500 (-) Land $88,600 Building $211,900 | |
| 2025 | $3,543.00 (+4.33%) | $57,090 (+10.13%) Land $16,830 Building $40,260 | $300,500 (+10.15%) Land $88,600 Building $211,900 |
| 2024 | $3,396.00 (+1.31%) | ||
| 2023 | $3,352.00 (+9.29%) | $51,840 (+18.87%) Land $12,620 Building $39,220 | $272,800 (+18.87%) Land $66,400 Building $206,400 |
| 2022 | $3,067.00 | $43,610 Land $12,620 Building $30,990 | |
| 2021 | $229,500 Land $66,400 Building $163,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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