12460 Cape Cod Dr, Saint Louis, MO 63146 Property Records

St. Louis County property record for 12460 Cape Cod Dr, Saint Louis, MO 63146

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,388 sqft · built 1963
Lot Size0.222 acres (9,701 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Nov 2019)
Tax Bill$3,673 (2024)
Deeds & MortgagesNov 2019 Sale & Mortgage
Mar 2018 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN16O-1-4-028-2

Property Details

APN / Parcel Number

Primary APN16O-1-4-028-2

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area1,122 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area9,701 sqft (0.222 acres)
Lot Dimensions103 ft deep x 83 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft
Patio Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12460 CAPE COD DR
CitySAINT LOUIS
StateMO
Zip63146-4624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionROSS ESTATES
Legal SubdivisionROSS ESTATES
Legal Lot Number60
JurisdictionST LOUIS MO
Township / Civil DivisionCREVE COEUR
Census Block Group1
Census Block1034
Census Tract215102

Owner

Source: St. Louis County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12460 CAPE COD DR, SAINT LOUIS, MO 63146-4624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2019Warranty Deed, Transfer
MONTGOMERY BK
Mar 27, 2018Warranty Deed, Transfer · Line of Credit
AMERICAN BK/BRADENTON
Feb 20, 2018Grant Deed, Transfer · Line of Credit
RIDGEMOOR PROPERTIES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 5, 2019 · Amount on Record
Deed SaleNov 5, 2019 · Amount on Record
Prior SaleFeb 20, 2018
Deed Document Number2019110500451
Deed Book / Page23776 / 2395
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateNov 5, 2019
Property Address12460 CAPE COD DR, SAINT LOUIS, MO 63146-4624
Document Number0237762395
Book / Page023776 / 002395
Instrument DateOct 30, 2019
Instrument451
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyINVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12460 CAPE COD DR ST LOUIS MO 631464624, ST LOUIS, MO 63146-4624

Mortgage

Document Number237762398
DateNov 5, 2019
Book Page023776/002398
Instrument452
Lender
NameMONTGOMERY BK
TypeBank
AddressSIKESTON, MO 63801
Agreement
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMar 27, 2018
Property Address12460 CAPE COD DR, SAINT LOUIS, MO 63146-4624
Document Number0229562076
Book / Page022956 / 002076
Instrument DateMar 26, 2018
Instrument392
Transaction TypeTransfer
Record UpdatedJun 5, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address903 LINDMARK DR WENTZVILLE MO 633856876, WENTZVILLE, MO 63385-6876

Mortgage

Document Number229562082
DateMar 27, 2018
Book Page022956/002082
Instrument394
Lender
NameAMERICAN BK/BRADENTON
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MO
Recording DateFeb 20, 2018
Property Address12460 CAPE COD DR, SAINT LOUIS, MO 63146-4624
Document Number0229061983
Book / Page022906 / 001983
Instrument DateFeb 16, 2018
Instrument373
Transaction TypeTransfer
Record UpdatedJun 8, 2018
Title CompanyINVESTORS TITLE COMPANY-CLAYTON

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 220121 ST LOUIS MO 631220121, ST LOUIS, MO 63122-0121

Mortgage

Document Number229061986
DateFeb 20, 2018
Book Page022906/001986
Instrument374
Lender
NameRIDGEMOOR PROPERTIES INC
Address206 N CLAY AVE # A, KIRKWOOD, MO 63122-4004
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,790 (+13.69%) Land $17,180 Building $46,610$335,700 (+13.68%) Land $90,400 Building $245,300
2024$3,673.00 (+1.3%)
2023$3,626.00 (+10.01%)$56,110 (+19.71%) Land $12,880 Building $43,230$295,300 (+19.7%) Land $67,800 Building $227,500
2022$3,296.00$46,870 Land $12,880 Building $33,990
2021$246,700 Land $67,800 Building $178,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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