1246 Dean St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1246 Dean St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	1,612 sqft Heated Area
Lot Size	21,083 sqft (0.483 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2021)
Tax Bill	$3,280.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`96330`
Alternative APN	`062631750000010085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,612 sqft Heated Area
Gross Area	2,342 sqft Gross Area
1st Floor	1,612 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,083 sqft (0.483 acres)
Depth X Width	225 ft x 97 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	600 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	310 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	96330
Street Address	1246 DEAN ST
City	SAINT CLOUD
State	FL
Zip	34771-4814
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C E 225 FT LOT 491 LESS N 7.5 FT & E 15 FT AKA E 225 FT OF LOT 16, TRACT 8 ARROWHEAD COUNTRY ESTATES
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ARROWHEAD CNTRY EST
Legal Tract	8
Legal Block	1
Legal Lot Number	16,491
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2056
Census Tract	43600

Owner

Source: Osceola County records · APN 96330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1246 DEAN ST, SAINT CLOUD, FL 34771-4814
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Deed Doc Number	0005907886
Record Refreshed	Jun 08, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1246 DEAN ST, SAINT CLOUD, FL 34771-4814
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 DEAN ST, SAINT CLOUD, FL 34771-4814

Mortgage

Document Number	0064651724
Date	Aug 29, 2023
Book Page	6465/1724
Instrument	2023113637

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Aug 28, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,280.00 (+7.86%) Homeowner's exemption	$226,185 (+5.99%)	$301,300 (+17.37%) Land $75,000 Building $226,300
2023	$3,041.00 (+8.07%) Homeowner's exemption	$213,409 (+6.54%)	$256,700 (+28.16%) Land $52,000 Building $204,700
2022	$2,814.00 Homeowner's exemption	$200,300 Land $52,000 Building $148,300	$200,300 Land $52,000 Building $148,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.