Osceola County property record for 1242 Dean St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 1996 |
| Lot Size | 0.464 acres (20,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,500 (Mar 2017) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96328 |
| Primary APN | 96328 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,989 sqft Heated Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,989 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,255 sqft (0.464 acres) |
| Lot Dimensions | 225 ft deep x 91 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96328 |
|---|---|
| Street Address | 1242 DEAN ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C LOT 470 LESS N 82.5 FT & LESS E 15 FT THEREOF; ALSO N 7.5 FT OF LOT 491 LESS E 15 FT THEREOF & LESS W 75 FT OF LOT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD CNTRY EST |
| Legal Tract | 8 |
| Legal Block | 1 |
| Legal Lot Number | 470 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 43600 |
Source: Osceola County records · APN 96328
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1242 DEAN ST, SAINT CLOUD, FL 34771-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Mar 01, 2017 · Amount on Record |
| Deed Document Number | 2017049693 |
| Deed Book / Page | 5125 / 1481 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1242 DEAN ST, SAINT CLOUD, FL 34771-4814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1242 DEAN ST, SAINT CLOUD, FL 34771-4814 |
| Document Number | 0061442537 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 6144/2537 |
| Instrument | 2022020226 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2017 |
| Property Address | 1242 DEAN ST, SAINT CLOUD, FL 34771-4814 |
| Document Number | 0051100051 |
| Book / Page | 5110 / 0051 |
| Map Reference | MB B PG61-64 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017032907 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A-Z TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5950 YUCATAN DR, 5950, ORLANDO, FL 32807-4434 |
| Name | Verified Name |
|---|---|
| Address | 1242 DEAN ST, SAINT CLOUD, FL 34771-4814 |
| Document Number | 0051100053 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 5110/0053 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 (+8.03%) Homeowner's exemption | $212,746 (+5.99%) | $355,600 (+16.78%) Land $75,000 Building $280,600 |
| 2023 | $2,864.00 (+4.56%) Homeowner's exemption | $200,730 (+3%) | $304,500 (+26.24%) Land $52,000 Building $252,500 |
| 2022 | $2,739.00 Homeowner's exemption | $194,884 | $241,200 Land $52,000 Building $189,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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