1110 Dean St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1110 Dean St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,535 sqft · built 1987
Lot Size	0.689 acres (30,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2023)
Tax Bill	$712 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-7500-0001-0060`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-7500-0001-0060`
Alternative APNs	`263106750000010060` `96320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	1,535 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,012 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	396 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1110 DEAN ST
City	SAINT CLOUD
State	FL
Zip	34771-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	S L & I C LOT 438 LESS N 82.5 FT & E 15 FT THEREOF & N 27.5 FT OF LOT 459 LESS E 15 FT THEREOF SUBJ TO ESMTS OF REC AKA LOT 12 TRACT 6 UNREC ARROWHEAD COUNTY EST
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ARROWHEAD COUNTRY ESTATES UNREC
Legal Tract	7500
Legal Block	60
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2056
Census Tract	43600

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 13, 2023	Warranty Deed, Transfer MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	202343178
Deed Book / Page	6387 / 2299
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2023
Property Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828
Document Number	0063701190
Book / Page	6370 / 1190
Instrument Date	Mar 6, 2023
Instrument	2023028840
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828

Mortgage

Document Number	0063701192
Date	Mar 13, 2023
Instrument	6370/1192

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 13, 2023
Property Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828
Document Number	0063872299
Book / Page	6387 / 2299
Instrument Date	Mar 6, 2023
Instrument	2023043178
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 DEAN ST, SAINT CLOUD, FL 34771-4828

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$310,037 (+207.95%)	$311,800 (+17.66%) Land $75,000 Building $236,800
2024	$631.00 (-56.96%)
2023	$1,466.00 (+6.15%) Homeowner's exemption	$100,677 (+3%)	$265,000 (+27.59%) Land $52,000 Building $213,000
2022	$1,381.00 Homeowner's exemption	$97,745	$207,700 Land $52,000 Building $155,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

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