Osceola County property record for 1241 Dean St, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,331 sqft · built 1988 |
| Lot Size | 0.623 acres (27,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Mar 2019) |
| Tax Bill | $6,611 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96347 |
| Primary APN | 96347 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,331 sqft Heated Area |
| Gross Area | 2,149 sqft |
| 1st Floor Area | 1,331 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,138 sqft (0.623 acres) |
| Lot Dimensions | 300 ft deep x 90 ft wide |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96347 |
|---|---|
| Street Address | 1241 DEAN ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C N 90.5 FT LOT 471 LESS W 15 FT FOR RD R/W SUBJ TO ESMTS |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD CNTRY EST |
| Legal Tract | 7500 |
| Legal Block | 1 |
| Legal Lot Number | 471 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 43600 |
Source: Osceola County records · APN 96347
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1241 DEAN ST, SAINT CLOUD, FL 34771-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 05, 2019 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2019 · Amount on Record |
| Deed Sale | Mar 05, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2001 · Amount on Record |
| Deed Document Number | 2019027931 |
| Deed Book / Page | 5486 / 1306 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1241 DEAN ST, SAINT CLOUD, FL 34771-4813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1241 DEAN ST, SAINT CLOUD, FL 34771-4813 |
| Document Number | 0062401591 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 6240/1591 |
| Instrument | 2022099759 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 1241 DEAN ST, SAINT CLOUD, FL 34771-4813 |
| Document Number | 0054861306 |
| Book / Page | 5486 / 1306 |
| Map Reference | MB B PG 63&64 |
| Instrument Date | Mar 04, 2019 |
| Instrument | 2019027931 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 DEAN ST, 1105, SAINT CLOUD, FL 34771-4813 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 700524, SAINT CLOUD, FL 34770-0524 |
| Document Number | 2019027932 |
|---|---|
| Date | Mar 05, 2019 |
| Instrument | 2019027932 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,611.00 (+65.81%) Homeowner's exemption | $298,035 (+5.99%) | $330,400 (+17.5%) Land $75,000 Building $255,400 |
| 2023 | $3,987.00 (+7.84%) Homeowner's exemption | $281,200 (+25.93%) Land $52,000 Building $229,200 | $281,200 (+25.93%) Land $52,000 Building $229,200 |
| 2022 | $3,697.00 | $223,300 Land $52,000 Building $171,300 | $223,300 Land $52,000 Building $171,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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