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12436 Whispering Tree Ln, Poway, CA 92064 Property Records

San Diego County property record for 12436 Whispering Tree Ln, Poway, CA 92064 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,118 sqft · built 1997
Lot Size0.104 acres (4,523 sqft)
Owner2 Company Names on File
Last Sale$226,000 (Aug 1996)
Tax Bill$4,337 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN317-211-32-00

Property Details

APN / Parcel Number

Primary APN317-211-32-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,118 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area4,523 sqft (0.104 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12436 WHISPERING TREE LN
CityPOWAY
StateCA
Zip92064-6050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 TR 013211
Legal SubdivisionPOWAY #94-02
Legal Tract013211
Legal Block3
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-211-32-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12436 WHISPERING TREE LN, POWAY, CA 92064-6050
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 1996 · Amount on Record
Deed SaleAug 21, 1996 · Amount on Record
Deed Document Number1996425311
Last Transfer DateMay 13, 2024
Transfer Doc0000123753
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12436 WHISPERING TREE LN, POWAY, CA 92064-6050
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12436 WHISPERING TREE LN, POWAY, CA 92064-6050

Mortgage

Document Number0000023269
DateJan 18, 2022
Instrument2022-0023269
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$375,250 (+2%) Land $124,575 Building $250,675
2025$4,337.00 (+4.73%) Homeowner's exemption$367,893 (+4.04%) Land $122,133 Building $245,760
2023$4,141.00 (+1.64%) Homeowner's exemption$353,610 Land $117,392 Building $236,218
2022$4,074.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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