12461 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12461 Ridgeton Dr, Lakeside, CA 92040 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,518 sqft Living Area
Lot Size	13,459 sqft (0.309 acres)
Occupancy	Owner Occupied
Last Sale	$162,000 (1989)
Tax Bill	$4,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`397-352-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,459 sqft (0.309 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	12461 RIDGETON DR
City	LAKESIDE
State	CA
Zip	92040-5022
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 45 TR 008198
Legal Subdivision	LOS COCHES ESTATES
Legal Tract	008198
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	3
Census Block	3001
Census Tract	16807

Owner

Source: San Diego County records · APN 397-352-18-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12461 RIDGETON DR, LAKESIDE, CA 92040-5022
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 1989 · Amount on Record
Deed Sale	Apr 06, 1989 · Amount on Record
Deed Doc Number	1989181498
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12461 RIDGETON DR, LAKESIDE, CA 92040-5022
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12461 RIDGETON DR, LAKESIDE, CA 92040-5022

Mortgage

Document Number	0000696998
Date	Nov 09, 2020
Instrument	2020-0696998

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$310,046 (+2%) Land $103,326 Building $206,720
2025	$4,353.00 (+7.67%) Homeowner's exemption	$303,967 (+4.04%) Land $101,300 Building $202,667
2023	$4,043.00 (+2.17%) Homeowner's exemption	$292,166 Land $97,367 Building $194,799
2022	$3,957.00

Flood & Wildfire

12461 Ridgeton Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 40th percentile of exposed land nationally · 24th in California
Wildfire Likelihood	Moderate — about 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.