Muskegon County property record for 1245 Sumac St, Muskegon, MI 49445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1962 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2022) |
| Tax Bill | $3,736 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10201000003900 |
| Primary APN | 10201000003900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,199 sqft (0.303 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1245 SUMAC ST |
|---|---|
| City | MUSKEGON |
| State | MI |
| Zip | 49445-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MUSKEGON CHARTER TOWNSHIP SEC 8 T10N R16W BLUE BONNET HILL SUB'D NO 1 LOT 39 |
| Legal Subdivision | BLUE BONNET HILL |
| Legal Lot Number | 39 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | MUSKEGON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1800 |
1245 Sumac St is owned and occupied by an individual who bought it in July 2022.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1245 SUMAC ST, MUSKEGON, MI 49445-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Deed Document Number | 20225769999 |
| Deed Book / Page | 4304 / 380 |
| Prior Transfer Date | Apr 23, 2003 |
| Prior Transfer Doc | 0005039331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jul 1, 2022 |
| Property Address | 1245 SUMAC ST, MUSKEGON, MI 49445-2537 |
| Document Number | 004304/380 |
| Book / Page | 4304 / 380 |
| Map Reference | LB 16 PG 47 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 5769999 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | PREMIER LAKESHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 495 RUDDIMAN DR, 495, MUSKEGON, MI 49445-2782 |
| Name | Verified Name |
|---|---|
| Address | 9874 SCOTCH CT, WEST OLIVE, MI 49460-8995 |
| Document Number | 0004304381 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 4304-381 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 1245 Sumac St was $3,736 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Muskegon Charter Township |
| Unified School District | Reeths-Puffer Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,400 (+5.13%) | $192,800 (+5.13%) | |
| 2025 | $3,736.00 Homeowner's exemption | $91,700 | $183,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 Sumac St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1245 Sumac St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKEGON CO EASTSIDE WATER SYSTEM serves 7,135 people · EPA ID MI0004590 |
|---|---|
| Water Source | Purchased surface water from MUSKEGON |
| Last State Inspection | May 2022 |
| Also Mapped Here | NORTH MUSKEGON |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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