1270 Sumac St, Muskegon, MI 49445 Property Records

Muskegon County property record for 1270 Sumac St, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1978
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2017)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10201000005700`

Property Details

APN / Parcel Number

Primary APN	`10201000005700`
Alternative APNs	`61-10-201-000-0057-00` `10201000143647`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Lot Area	12,676 sqft (0.291 acres)
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1270 SUMAC ST
City	MUSKEGON
State	MI
Zip	49445-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 8 T10N R16W BB-57 BLUE BONNET HILL SUB'D NO 1 LOT 57
Legal Subdivision	BLUE BONNET HILL
Legal Lot Number	57
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

1270 Sumac St is owned and occupied by an individual who bought it in May 2017.

Source: Muskegon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND HOME MORTGAGE
May 10, 2017	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on File
Deed Sale	May 10, 2017 · Amount on File
Deed Document Number	20175589169
Deed Book / Page	4123 / 375
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0005427704
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Sep 17, 2026
Property Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538
Document Number	0005894326
Book / Page	4428 / 825
Instrument Date	Sep 11, 2026
Instrument	20265894326
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538

Mortgage

Document Number	0005894326,
Date	Sep 17, 2026
Book Page	4428/825
Instrument	20265894326

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2046

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	SURVEYORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538

Mortgage

Document Number	004288/912
Date	Feb 14, 2022
Book Page	4288/912
Instrument	5754547

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005693743
Date	Jul 27, 2020
Book Page	4228/49
Instrument	5693743

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49508

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 10, 2017
Property Address	1270 SUMAC ST, MUSKEGON, MI 49445-2538
Document Number	0005589169
Book / Page	004123 / 000375
Instrument Date	Apr 20, 2017
Instrument	5589169
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	RJR TITLE AGENCY LLC, RJR TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1494 LOGAN RD MUSKEGON MI 494451574, MUSKEGON, MI 49445-1574

Mortgage

Document Number	5589170
Date	May 10, 2017
Book Page	004123/000376
Instrument	5589170

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1270 Sumac St was $3,458 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,800 (+12.87%)	$231,600 (+12.87%)
2025	$3,458.00 Homeowner's exemption	$102,600	$205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1270 Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1270 Sumac St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKEGON CO EASTSIDE WATER SYSTEM serves 7,135 people · EPA ID MI0004590
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2022
Also Mapped Here	NORTH MUSKEGON
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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