1235 Sumac St, Muskegon, MI 49445 Property Records

Muskegon County property record for 1235 Sumac St, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1962
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Apr 2024)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10201000003800`

Property Details

APN / Parcel Number

Primary APN	`10201000003800`
Alternative APNs	`61-10-201-000-0038-00` `10201000143609`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Lot Area	13,199 sqft (0.303 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1235 SUMAC ST
City	MUSKEGON
State	MI
Zip	49445-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 8 T10N R16W BB-38 BLUE BONNET HILL SUB'D NO 1 LOT 38
Legal Subdivision	BLUE BONNET HILL
Legal Lot Number	38
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	1
Census Block	1022
Census Tract	1800

Owner

1235 Sumac St is owned and occupied by an individual who bought it in April 2024.

Source: Muskegon County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20245821095
Deed Book / Page	4355 / 525
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Apr 15, 2024
Property Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537
Document Number	004355/525
Book / Page	4355 / 525
Map Reference	LB 16 PG 47
Instrument Date	Apr 11, 2024
Instrument	5821095
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537

Mortgage

Document Number	0005821096
Date	Apr 15, 2024
Instrument	5821096

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Aug 31, 2020
Property Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537
Document Number	004231/610
Book / Page	4231 / 610
Map Reference	LB 16 PG 47
Instrument Date	Aug 28, 2020
Instrument	5697301
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2358 W GILES RD, 2358, MUSKEGON, MI 49445-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 SUMAC ST, MUSKEGON, MI 49445-2537

Mortgage

Document Number	0004231611
Date	Aug 31, 2020
Instrument	4231/611

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1235 Sumac St was $3,797 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600 (+5.5%)	$207,200 (+5.5%)
2025	$3,797.00 Homeowner's exemption	$98,200	$196,400
2023		$82,100	$164,200
2022	$2,658.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1235 Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 Sumac St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKEGON CO EASTSIDE WATER SYSTEM serves 7,135 people · EPA ID MI0004590
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2022
Also Mapped Here	NORTH MUSKEGON
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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