1210 Sumac St, Muskegon, MI 49445 Property Records

Muskegon County property record for 1210 Sumac St, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,144 sqft · built 1964
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10201000006100`

Property Details

APN / Parcel Number

Primary APN	`10201000006100`
Alternative APNs	`61-10-201-000-0061-00` `10201000143655`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Lot Area	13,068 sqft (0.3 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1210 SUMAC ST
City	MUSKEGON
State	MI
Zip	49445-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 8 T10N R16W BB-61 BLUE BONNET HILL SUB'D NO 1 LOT 61
Legal Subdivision	BLUE BONNET HILL
Legal Lot Number	61
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

1210 Sumac St is owned and occupied by an individual who acquired it in July 2004.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1210 SUMAC ST, MUSKEGON, MI 49445-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 1, 2017	Warranty Deed, Transfer · Conventional Mortgage PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2004
Deed Sale	Jul 1, 2004
Deed Document Number	20045109897
Deed Book / Page	3609 / 588
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	1210 SUMAC ST, MUSKEGON, MI 49445-2538
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 SUMAC ST, MUSKEGON, MI 49445-2538

Mortgage

Document Number	4274/608
Date	Sep 20, 2021
Book Page	4274/608
Instrument	5740257

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jun 1, 2017
Property Address	1210 SUMAC ST, MUSKEGON, MI 49445-2538
Document Number	4125/081
Book / Page	4125 / 081
Map Reference	LB16 PG47
Instrument Date	May 10, 2017
Instrument	5590873
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STAR TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 SUMAC ST, 1210, MUSKEGON, MI 49445-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 EAST ST, MUSKEGON, MI 49442-4315

Mortgage

Document Number	5590874
Date	Jun 1, 2017
Instrument	5590874

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1210 Sumac St was $2,435 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,100 (+14.12%)	$218,200 (+14.12%)
2025	$2,435.00 Homeowner's exemption	$95,600	$191,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 Sumac St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKEGON CO EASTSIDE WATER SYSTEM serves 7,135 people · EPA ID MI0004590
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2022
Also Mapped Here	NORTH MUSKEGON
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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