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1245 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1245 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,784 sqft Living Area
Lot Size19,166 sqft (0.44 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2018)
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-3380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,784 sqft Living Area
Gross Area2,184 sqft Gross Area
1st Floor1,784 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,166 sqft (0.44 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area120 sqft Patio
Porch Area210 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1245 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3441
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 338 OR4602/1951
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number338
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4012
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-3380

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1245 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
BAYWAY MORTGAGE GROUP
Aug 27, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
JRDB INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 27, 2018 · Amount on Record
Deed SaleAug 27, 2018 · Amount on Record
Prior SaleJan 21, 2004 · Amount on Record
Deed Doc Number201862137
Deed Book / Page4602 / 1951
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1245 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
Transaction TypeMortgage
Record UpdatedFeb 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441

Mortgage

Document Number0051620080
DateJan 26, 2021
Book Page5162/80
Instrument2021009090
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
AddressJACKSONVILLE, FL 32216
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 27, 2018
Property Address1245 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
Document Number0046021951
Book / Page4602 / 1951
Map ReferenceMB46 PG53-61
Instrument DateAug 24, 2018
Instrument2018062137
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyISLAND TITLE OF ST AUGUSTINE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2764 RIDGE RD, 2764, DAYTONA BEACH, FL 32118-5712

Transferred To (Grantee/Buyer)

NameVerified Name
Address1245 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441

Mortgage

Document Number2018062138
DateAug 27, 2018
Instrument2018062138
Lender
NameJRDB INC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$220,839 (+2.7%)$297,950 (-2.54%) Land $70,000 Building $227,950
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$215,033 (+5.99%)$305,727 (-8.16%) Land $70,000 Building $235,727
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$202,886 (+3%)$332,902 (+7.23%) Land $82,790 Building $250,112
2022$236.00 Disabled Person's exemption Veteran's exemption$196,977$310,470 Land $73,920 Building $236,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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