1240 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1240 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,549 sqft Living Area
Lot Size	10,018 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$32,500 (2003)
Tax Bill	$1,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-3190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,549 sqft Living Area
Gross Area	2,151 sqft Gross Area
1st Floor	1,549 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,018 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	442 sqft Garage
Patio Area	40 sqft Patio
Porch Area	209 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1240 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3443
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 319 OR2112/1052
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	319
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4015
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-3190

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1240 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 18, 2003 · Amount on Record
Deed Sale	Jun 18, 2003 · Amount on Record
Deed Doc Number	200341914
Deed Book / Page	1976 / 1565
Record Refreshed	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1240 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443
Document Number	0043450960
Book / Page	004345 / 000960
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 ARDMORE ST ST AUGUSTINE FL 320923443, ST AUGUSTINE, FL 32092-3443

Mortgage

Document Number	0043450960
Date	Mar 17, 2017
Book Page	004345/000960
Instrument	18798

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 16, 2037

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,199 (+2.7%)	$280,551 (-0.36%) Land $70,000 Building $210,551
2025	$1,517.00 (+16.69%) Homeowner's exemption Widower's exemption	$131,645 (+5.99%)	$281,578 (-8.34%) Land $70,000 Building $211,578
2024	$1,300.00 (+2.6%)
2023	$1,267.00 (-0.24%) Homeowner's exemption Widower's exemption	$124,209 (+3%)	$307,215 (+7.51%) Land $82,790 Building $224,425
2022	$1,270.00 Homeowner's exemption Widower's exemption	$120,591	$285,749 Land $73,920 Building $211,829

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.