St. Johns County property record for 1228 Ardmore St, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,694 sqft · built 2003 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,000 (Jul 2017) |
| Tax Bill | $4,445 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-3220 |
| Primary APN | 028821-3220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,134 sqft |
| 1st Floor Area | 1,694 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 66 sqft |
| Patio Area | 502 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1228 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 322 OR4404/1441 & 5367/132(Q/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 322 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-3220
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1228 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on Record |
| Deed Sale | Jul 17, 2017 · Amount on Record |
| Prior Sale | Oct 27, 2003 · Amount on Record |
| Deed Document Number | 201748672 |
| Deed Book / Page | 4404 / 1441 |
| Last Transfer Date | Sep 01, 2021 |
| Transfer Doc | 0053670132 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 1228 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0053670132 |
| Book / Page | 5367 / 132 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Sep 01, 2021 |
| Instrument | 2021100383 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0005367134 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 5367/134 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 17, 2017 |
| Property Address | 1228 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0044041441 |
| Book / Page | 4404 / 1441 |
| Map Reference | MB46 PG53-61 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 2017048672 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 TUSCAN WAY STE 202, 52, SAINT AUGUSTINE, FL 32092-1850 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1228 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 2017048673 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017048673 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,756 (-2.78%) Land $70,000 Building $226,756 | $296,756 (-2.78%) Land $70,000 Building $226,756 | |
| 2025 | $4,445.00 (+5.43%) | $305,231 (-3.38%) | $305,231 (-3.38%) Land $70,000 Building $235,231 |
| 2024 | $4,216.00 (-4.57%) | $315,914 (-3.72%) | $315,914 (-3.72%) Land $80,000 Building $235,914 |
| 2023 | $4,418.00 (+6.64%) | $328,107 (+7.45%) | $328,107 (+7.45%) Land $82,790 Building $245,317 |
| 2022 | $4,143.00 | $305,348 | $305,348 Land $73,920 Building $231,428 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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