St. Johns County property record for 1248 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,710 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,000 (2025) |
| Tax Bill | $4,319.00 (2025) |
| Primary APN | 028821-3170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 2,128 sqft Gross Area |
| 1st Floor | 1,710 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Patio Area | 136 sqft Patio |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1248 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3443 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 317 OR6103/258 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 317 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-3170
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 09, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 28, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on Record |
| Deed Sale | Feb 25, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2023 · Amount on Record |
| Deed Doc Number | 202514138 |
| Deed Book / Page | 6103 / 258 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0058601005 |
| Book / Page | 5860 / 1005 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023091439 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,440.90 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1508 SHARONHILL DR, JACKSONVILLE, FL 32211-4936 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0054961174 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 5496/1174 |
| Instrument | 2022018296 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0051860195 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5186/195 |
| Instrument | 2021019608 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047910593 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 4791/0593 |
| Instrument | 2019066274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 0043500430 |
| Book / Page | 4350 / 0430 |
| Map Reference | MB46 PG53-61 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 2017021367 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 CLOISTERBANE DR, 208, SAINT JOHNS, FL 32259-8228 |
| Name | Verified Name |
|---|---|
| Address | 1248 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3443 |
| Document Number | 2017021368 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017021368 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $294,244 (-0.56%) Land $70,000 Building $224,244 | $294,244 (-0.56%) Land $70,000 Building $224,244 | |
| 2025 | $4,319.00 (+3.52%) Homeowner's exemption | $295,887 (+52.47%) | $295,887 (-9.23%) Land $70,000 Building $225,887 |
| 2024 | $4,172.00 (+88.18%) | ||
| 2023 | $2,217.00 (+3.4%) Homeowner's exemption | $194,066 (+3%) | $325,990 (+8.19%) Land $82,790 Building $243,200 |
| 2022 | $2,144.00 Homeowner's exemption | $188,414 | $301,303 Land $73,920 Building $227,383 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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