Mecklenburg County property record for 12444 Covington Ct, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1994 |
| Lot Size | 0.315 acres (13,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Oct 2019) |
| Tax Bill | $5,333 (2023) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-401-41 |
| Primary APN | 229-401-41 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Heated Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 1,786 sqft |
| Attic Area | 160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Lot Area | 13,750 sqft (0.315 acres) |
| Garage Area | 368 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 64 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 229-401-41 |
|---|---|
| Street Address | 12444 COVINGTON CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9(CD) |
| Legal Description | L99 B1 M25-223 |
| Legal Subdivision | HUNTERS GATE/LANDEN MAP 06 |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5846 |
Source: Mecklenburg County records · APN 229-401-41
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12444 COVINGTON CT, CHARLOTTE, NC 28277-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 30, 2019 | Deed of Trust, Mortgage THOMAS K JR HEALY |
| Dec 21, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 0003394398 |
| Deed Book / Page | 33943 / 98 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 15, 2019 |
| Property Address | 12444 COVINGTON CT, CHARLOTTE, NC 28277-4608 |
| Document Number | 0000138297 |
| Book / Page | 33943 / 098 |
| Map Reference | MB 25 PG 223 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019138297 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7521 CANNON FORT DR, 7521, CLIFTON, VA 20124-2806 |
| Name | Verified Name |
|---|---|
| Address | 12444 COVINGTON CT, CHARLOTTE, NC 28277-4608 |
| Document Number | 0000138298 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019138298 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12444 COVINGTON CT, CHARLOTTE, NC 28277-4608 |
| Document Number | 0000083275 |
| Instrument Date | Jun 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 12444 COVINGTON CT CHARLOTTE NC 282774608, CHARLOTTE, NC 28277-4608 |
| Document Number | 0000083275 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 033640/000372 |
| Instrument | 83275 |
| Name | THOMAS K JR HEALY |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 21, 2017 |
| Property Address | 12444 COVINGTON CT, CHARLOTTE, NC 28277-4608 |
| Document Number | 0000170864 |
| Book / Page | 032359 / 000877 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 170864 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $602.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12444 COVINGTON CT CHARLOTTE NC 282774608, CHARLOTTE, NC 28277-4608 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1995–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Uniti Group.
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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