12431 Covington Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12431 Covington Ct, Charlotte, NC 28277 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,090 sqft · built 1993
Lot Size	0.264 acres (11,503 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2014)
Tax Bill	$6,161 (2023)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`229-401-54`

Property Details

APN / Parcel Number

Primary APN	`229-401-54`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,090 sqft Heated Area
Gross Area	3,698 sqft
1st Floor Area	1,453 sqft
Upper Floors Area	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Lot Area	11,503 sqft (0.264 acres)
Garage Area	420 sqft

Exterior Amenities

Pool Type	Vinyl-Lined Pool
Pool Area	648 sqft
Deck Area	188 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	229-401-54
Street Address	12431 COVINGTON CT
City	CHARLOTTE
State	NC
Zip	28277-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L112 B1 M25-223
Legal Subdivision	HUNTERS GATE/LANDEN MAP 06
Legal Block	1
Legal Lot Number	112
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	5846

Owner

Source: Mecklenburg County records · APN 229-401-54

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12431 COVINGTON CT, CHARLOTTE, NC 28277-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2014 · Amount on Record
Deed Sale	Jul 10, 2014 · Amount on Record
Prior Sale	Nov 12, 2010 · Amount on Record
Deed Document Number	0029303159
Deed Book / Page	29303 / 159
Record Updated	Jun 07, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12431 COVINGTON CT, CHARLOTTE, NC 28277-4608
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192483
Date	Nov 16, 2020
Book Page	35316/456
Instrument	2020192483

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.