12439 Covington Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12439 Covington Ct, Charlotte, NC 28277 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage3,362 sqft Heated Area
Lot Size12,588 sqft (0.288 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2020)
Tax Bill$6,418.00 (2023)

Owner

Source: Mecklenburg County records · APN 229-401-55

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12439 COVINGTON CT, CHARLOTTE, NC 28277-4608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Feb 22, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleFeb 22, 2019 · Amount on Record
Deed Doc Number0034997832
Deed Book / Page34997 / 832
Record RefreshedJun 07, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 31, 2020
Property Address12439 COVINGTON CT, CHARLOTTE, NC 28277-4608
Document Number0000138873
Book / Page34997 / 832
Map ReferenceMB 25 PG 223
Instrument DateAug 31, 2020
Instrument2020138873
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,030.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138874
DateAug 31, 2020
Instrument2020138874
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.97%
Type Change DateSep 01, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.97%
Index1-Year LIBOR
Max Rate7.97%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 22, 2019
Property Address12439 COVINGTON CT, CHARLOTTE, NC 28277-4608
Document Number0000020042
Book / Page033303 / 000354
Instrument DateFeb 22, 2019
Instrument20042
Transaction TypeTransfer
Record UpdatedMar 08, 2019
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTOR TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12439 COVINGTON CT CHARLOTTE NC 282774608, CHARLOTTE, NC 28277-4608

Mortgage

Document Number20043
DateFeb 22, 2019
Book Page033303/000356
Instrument20043
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN229-401-55

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,362 sqft Heated Area
Gross Area3,982 sqft Gross Area
1st Floor1,378 sqft 1st Floor
Upper Floors1,678 sqft Upper Floors
Attic Area240 sqft Attic
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area12,588 sqft (0.288 acres)
Garage Area462 sqft Garage
Patio Area36 sqft Patio
Porch1 Porch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number229-401-55
Street Address12439 COVINGTON CT
CityCHARLOTTE
StateNC
Zip28277-4608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL113 B1 M25-223
Legal SubdivisionHUNTERS GATE LANDEN MAP 06
Legal Block1
Legal Lot Number113
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1005
Census Tract5846

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