12428 Covington Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12428 Covington Ct, Charlotte, NC 28277 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,766 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$280,500 (Jul 2005)
Tax Bill	$5,062 (2024)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`229-401-44`

Property Details

APN / Parcel Number

Primary APN	`229-401-44`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft 1st Floor
Stories	1 Story
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Area	500 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Deck Area	56 sqft Deck
Patio Area	98 sqft Patio
Porch	Finished/Open Porch
Porch Area	112 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12428 COVINGTON CT
City	CHARLOTTE
State	NC
Zip	28277-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L102 B1 M25-223
Legal Subdivision	HUNTERS GATE/LANDEN MAP 06
Legal Block	1
Legal Lot Number	102
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	5846

Owner

Source: Mecklenburg County records · APN 229-401-44

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12428 COVINGTON CT, CHARLOTTE, NC 28277-4608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2005 · Amount on Record
Deed Sale	Jul 27, 2005 · Amount on Record
Prior Sale	Oct 09, 2002 · Amount on Record
Deed Document Number	2005141907
Deed Book / Page	19088 / 826
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12428 COVINGTON CT, CHARLOTTE, NC 28277-4608
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041561
Date	Mar 03, 2021
Book Page	35750/825
Instrument	2021041561

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,300 Land $147,000 Building $513,300	$660,300 Land $147,000 Building $513,300
2024	$5,062.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.