12443 Wisteria Dr, Naples, FL 34120 Property Records

Collier County property record for 12443 Wisteria Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,889 sqft · built 2015
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Mar 2026)
Tax Bill	$16,321 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`78542020088`

Property Details

APN / Parcel Number

Primary APN	`78542020088`
Alternative APN	`677620 106 423C17`

Interior

Stories	1 Story
Building Area	2,889 sqft Living Area
1st Floor Area	2,889 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	20,473 sqft (0.47 acres)
Pool Area	378 sqft
Deck Area	992 sqft

Location & Zoning

Street Address	12443 WISTERIA DR
City	NAPLES
State	FL
Zip	34120-4677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TWINEAGLES PHASE 2B BLOCK 106 LOT 42
Legal Range	27
Legal Township	48
Legal Section	17
Legal Subdivision	TWINEAGLES PHASE 2B
Legal Phase	2B
Legal Tract	677620
Legal Block	106
Legal Lot Number	42
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1003
Census Tract	11210

Owner

12443 Wisteria Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12443 WISTERIA DR, NAPLES, FL 34120-4677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Warranty Deed, Transfer ROSS TITLE INC
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Document Number	20266804023
Deed Book / Page	6569 / 1526
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 31, 2026
Property Address	12443 WISTERIA DR, NAPLES, FL 34120-4677
Document Number	0065691526
Book / Page	6569 / 1526
Map Reference	MB 47 PG 23
Instrument Date	Mar 31, 2026
Instrument	6804023
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	ROSS TITLE INC

Transaction

Amount	Amount on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11995 MAIDSTONE CT, NAPLES, FL 34120-4644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 WISTERIA DR, NAPLES, FL 34120-4677

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 31, 2021
Property Address	12443 WISTERIA DR, NAPLES, FL 34120-4677
Document Number	0059180882
Book / Page	5918 / 882
Map Reference	MB 47 PG 23
Instrument Date	Mar 30, 2021
Instrument	6028635
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12443 WISTERIA DR, 12443, NAPLES, FL 34120-4677

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ALEXANDRIA CT, MECHANICSBURG, PA 17050-8224

Mortgage

Document Number	0005918884
Date	Mar 31, 2021
Instrument	5918/884

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12443 WISTERIA DR, NAPLES, FL 34120-4677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057621339
Date	May 12, 2020
Book Page	5762/1339
Instrument	5865991

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12443 Wisteria Dr was $16,321, up 18.6% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,065,409 (-12.85%) Land $462,315 Building $603,094	$1,065,409 (-27.81%) Land $462,315 Building $603,094
2025	$16,321.00 (+18.55%)	$1,222,561	$1,475,878 Land $823,628 Building $652,250
2024	$13,767.00 (-9.09%)
2023	$15,143.00 (+8.79%)	$1,139,626 (+1%)	$1,274,465 (+23.02%) Land $499,324 Building $775,141
2022	$13,920.00	$1,036,024 Land $212,911 Building $823,113	$1,036,024 Land $212,911 Building $823,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12443 Wisteria Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12443 Wisteria Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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