12448 Wisteria Dr, Naples, FL 34120 Property Records

Collier County property record for 12448 Wisteria Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,090 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Last Sale	$1,060,000 (Aug 2018)
Tax Bill	$11,789 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`677620 106 43C17`

Property Details

APN / Parcel Number

Primary APN	`677620 106 43C17`
Alternative APN	`78542019329`

Interior

Stories	2 Stories
Building Area	3,090 sqft Living Area
1st Floor Area	3,090 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	20,038 sqft (0.46 acres)
Pool Area	350 sqft
Deck Area	904 sqft

Location & Zoning

Street Address	12448 WISTERIA DR
City	NAPLES
State	FL
Zip	34120-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TWINEAGLES PHASE 2B BLOCK 106 LOT 4
Legal Range	27
Legal Township	48
Legal Section	17
Legal Subdivision	TWINEAGLES PHASE 2B
Legal Phase	2B
Legal Tract	677620
Legal Block	106
Legal Lot Number	4
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1000
Census Tract	11210

Owner

12448 Wisteria Dr is owner-occupied and held in a trust since January 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12448 WISTERIA DR, NAPLES, FL 34120-4676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 22, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2018 · Amount on File
Deed Sale	Aug 22, 2018 · Amount on File
Prior Sale	Dec 30, 2013 · Amount on File
Deed Document Number	20185603306
Deed Book / Page	5545 / 2679
Last Transfer Date	Jan 10, 2025
Transfer Doc	0064301021
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12448 WISTERIA DR, NAPLES, FL 34120-4676
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12448 WISTERIA DR, NAPLES, FL 34120-4676

Mortgage

Document Number	0061233098
Date	May 9, 2022
Book Page	6123/3098
Instrument	6248707

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 22, 2018
Property Address	12448 WISTERIA DR, NAPLES, FL 34120-4676
Document Number	0055452679
Book / Page	005545 / 002679
Instrument Date	Aug 20, 2018
Instrument	5603306
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	EXPERIENCED TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2885 DARLINGTON POINTE DULUTH GA 300974318, DULUTH, GA 30097-4318

Mortgage

Document Number	55452681
Date	Aug 22, 2018
Book Page	005545/002681
Instrument	5603307

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 12448 Wisteria Dr was $11,789 with a homeowner's exemption, up 3.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,008,929 (+2.7%)	$1,367,627 (-13.33%) Land $462,569 Building $905,058
2025	$11,789.00 (+3.76%)	$982,404	$1,577,912 Land $774,410 Building $803,502
2024	$11,362.00 (-0.09%)
2023	$11,372.00 (-1.73%) Homeowner's exemption	$926,910 (+3%)	$1,413,650 (+17.55%) Land $458,035 Building $955,615
2022	$11,572.00 Homeowner's exemption	$899,913	$1,202,548 Land $186,840 Building $1,015,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12448 Wisteria Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12448 Wisteria Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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