12433 Wisteria Dr, Naples, FL 34120 Property Records

Collier County property record for 12433 Wisteria Dr, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,036 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (Feb 2021)
Tax Bill	$14,052 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`78542020127`

Property Details

APN / Parcel Number

Primary APN	`78542020127`
Alternative APN	`677620 106 443C17`

Interior

Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	3,036 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
Pool Area	448 sqft
Deck Area	1,284 sqft

Location & Zoning

Street Address	12433 WISTERIA DR
City	NAPLES
State	FL
Zip	34120-4677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	TWINEAGLES PHASE 2B BLOCK 106 LOT 44
Legal Range	27
Legal Township	48
Legal Section	17
Legal Subdivision	TWINEAGLES PHASE 2B
Legal Phase	2B
Legal Tract	677620
Legal Block	106
Legal Lot Number	44
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1003
Census Tract	11210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12433 WISTERIA DR, NAPLES, FL 34120-4677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2021 · Amount on Record
Deed Sale	Feb 15, 2021 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	20216001422
Deed Book / Page	5892 / 81
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 15, 2021
Property Address	12433 WISTERIA DR, NAPLES, FL 34120-4677
Document Number	0058920081
Book / Page	5892 / 81
Map Reference	MB 47 PG 23-39
Instrument Date	Feb 12, 2021
Instrument	6001422
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11769 S CAROLINA DR, 11769, BONITA SPRINGS, FL 34135-6114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12433 WISTERIA DR, NAPLES, FL 34120-4677

Mortgage

Document Number	0000589283
Date	Feb 15, 2021
Instrument	5892/83

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2036
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,198,582 (+2.7%)	$1,204,748 (-9.18%) Land $358,020 Building $846,728
2025	$14,052.00 (-4.91%) Homeowner's exemption	$1,167,071 (-8.5%)	$1,326,581 (+1.71%) Land $494,000 Building $832,581
2023	$14,777.00 (+10.47%) Homeowner's exemption	$1,275,463 (+8.44%)	$1,304,313 (+10.9%) Land $315,250 Building $989,063
2022	$13,377.00	$1,176,142 Land $126,008 Building $1,050,134	$1,176,142 Land $126,008 Building $1,050,134

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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